OUf recent column on 'Ho
To Get Credit Card ithout
Credit Check" generated
ores of letters from re der
intere ted in the broader topic
of Ho To Repair A egative
Credit Ratin ."
It appe red from reading
ny of the letters that mo t
of tho riting cle rly under-
st d t ne tive information
held in your me by a 10 al
edit reporting gency virtually
do med your chance of being
approved for major credit cards,
bank loan , mortgages, etc.
Well, the proce of repairing
one's credit rating i time­
con urning but it is al relative­
ly simple:
1. - EGOTIA 1£ ITH
THE CREDITO TO CLEA
YOUR RECO D. Remember,
it i the creditor ho has been
paid I te or not paid t all who
actually provide the 10caI credit
reportin agency lth neg tive
information on you. Work
out a payment plan with the
THE CITIZEN
ARCt-i 3 - 9, 1986
creditor and negotiate an agree­
ment whereby he promi s to
write the credit reporting a ency
indicating that any negative
credit information previously
filed on you was inaccur te
and should be pulled from your
file. -
In addition: remember this
important point: the time to
negotiate such an arrangemen t
with a credit r is while you
STILL 0 e them mone. If
you p y the bill off fir the
creditor h ab olutely no reas n
Auto echnicians
Scholarship Program
Fel-Pro Incorporated one of
the world' leading manufacturer
of utomotive ga ets and a­
lants supplying both original
equipment manu acturer and
repl cement market i plea. d
to announce its utom tive
Technician holarship Pro­
gram. Thi program i funded
by the Pel-Pro/Me klenbur er
Foundation.
The program provide up to
500 per year for up to 2 °
Qualified high s h 01 gradu te
in the U.S. and C nada who
h ve decided to pur ue care rs
a automotive technicians. It
Scholarship
veterans
GOLD ,COLO. - Adolph
Coor Company today an­
nounced that applications ill
be avail ble beginning arch 3
for the 1986 Coor Veterans'
emorial holarship Fund
which provide more than 500,
000 to the ons and daughters
of American veterans.
For the second year Coors
ew paper
jobs for
minoriti s
inority college freshmen
and soph mores can spend a
ummer orking t their home­
town newspaper under the
American So iety of ew paper
ditors Project F ocu program.
To qualify tudent must e
fre hmen or sophomore and a
r ial minority.
For applicati n udents
uld write Project
FOCll P.O. 8 x 17004. ash­
tingon, ° 1. Appli t­
ion ill be con ide red until
pril l,
Scholarship Foundation of
Am rica, Inc. hich makes all
selection ba d n riteri it
has e tablished without reg rd
or ethni
nd
and Coors distributor will
award a minimum of 100
cholarships ith a maximum
value of 5,000 each, to elibible
students who successful have
completed their fre hman year
of colle e. The cholarship
ill allow students to complete
the final three year of under­
gr duate tudies.
Application can be obtained
from local oor distributors or
participating veterans organizat­
ions, by writing Coors Veteran '
emorial Scholarship Fund,
P.O. Do 7529 Wheeling m.,
60090 or by calling toll-fre
to 1- oo-49COORS. Deadline
for completed pplications and
materials i July 1, 1986.
11
to negotiate with you and the
negative inform tion in your
credit me will st y th reo
2. - CH LLE GE LL
EG TIVE FO no I
YOUR CREDIT FILE .
EVEN IF THE FOR AT-
10 IS RIGKT.
is negative challen e it.
3. - IT OUT TH B D
DEBT SE TE CEo Remem­
ber, federal la require that
my negative information in
your credit me mu t be re­
moved nee it be me even
ld. Thus, if you are in
fifth or . th year of
a negative redit ratin
it m b to our advant e
to imply wait little 1 n r.
In a
U ITED I SURANCE
C ANYOF E A
321 PIPESTONE ST.
• .. 1
OPEN: on.-Fri. 10:00 a.m. - 5:00 p.m.
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