AUGUST / n) The ichigan State Housing Development Au hority ( SHDA) has reduced the interest ra s 0 its Home Improvement Loans effective y 6, 1985. Th 0 d rates ere 3 to 10 percent, based on your annual adjusted income. e EW RATES are no 1 to 9 PERCENT, based on adjus ed annual income. Erglb e homeo ners can borro up to 15,000, 'h 5 ears 0 repay, for most inds of p rmanen improvements: Insulation, roofing, p umbing, room addi ions, e ec rical systems, painting, s'ding, handicapper access, and many o rs. Less h n 6,000 6,000 - 6,999 7,000 � 7,999 8,000 - 8,999 9,000 - 9,999 10,000 - 10.999 11,000 - 1 ,999- 2,000 - 12,999 13,000 - 20,000 7 8 9 • djus d annual income mean incom a time you app y for 10 n, minu 750 for ach member of hou ho d living in same d e ing unl . For more informa ion, contact SHOA Home Impro em nt Loans, P.O. Box 30044, L n ing, I 8909; telep one (5 7) 373-8017. PA 130 of 1 77