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withstand the elements and 
require minimal maintenance. 
Doing so ensures you can enjoy 
your outdoor living areas for a 
long time.

4. WATER FEATURES 
Create a visual focal point, add 
tranquility and mask noise 
pollution from nearby streets 
or neighbors in your outdoor 
spaces with water features. 
From elegant fountains to 
serene ponds, water features 

create a vibrant and dynamic 
outdoor ecosystem.
Once you choose a water 
feature that suits your taste and 
space, find other elements to 
complement it. Rocks, plants 
and lighting enhance the 
natural beauty of your water 
feature, creating a harmonious 
balance with the surrounding 
landscape.
These are just four hardscape 
and design ideas you can easily 
add to your home this spring. 

Our financing is the 

perfect foundation for 

your construction needs.

Whether you’re looking for a construction 

mortgage or a vacant lot loan, you can count on us 

for competitive products and experienced, trusted 

support. Choose from fixed- or adjustable-rate 

construction loans. Plus, get financing that includes 

your construction and permanent loans all in one 

closing — with one set of fees.

– Low down payment options

– Financing for renovations or expansion projects

– Interest only payments during construction

– Construction periods up to 24 months

Mark Webberly

Private Wealth Mortgage Banker 

2010 Cole St. suite 100
Birmingham, MI 48009
phone: 248-882-2535
mark.webberly@usbank.com 
NMLS # 139326

Loan approval is subject to credit approval and program guidelines. Not all 
loan programs are available in all states for all loan amounts. 
Interest rates and program terms are subject to change without notice. 
Visit usbank.com to learn more about U.S. Bank products and services. 
Mortgage, home equityand credit products are offered by U.S. Bank 
National Association. Deposit products are offered by U.S. Bank National 
Association. Member FDIC. ©2022 U.S. Bank

