NOVEMBER 5 • 2020 | 21

JVS Program 
to Provide 
Home Down 
Payment 
Assistance

JVS Human Services announced 
the HarMoney Program, a new 
financial initiative to help low- to 
moderate-income families in 
Oakland County get their foot 
on the home ownership ladder. 
Through the HarMoney 
Program, qualified families can 
receive up to $1,000 down pay-
ment assistance on a home or for 
repairing their financial credit 
to help them qualify for home 
ownership, after successful com-
pletion of a 12-week financial 
education course. 
Up to 40 qualified families will 
benefit from the initiative which 
will launch Monday, Nov. 9, at 
3 p.m. via Facebook Live. The 
program is made possible by a 
$50,000 grant from TCF Bank’
s 
Community Impact Fund.
“
Around 75 percent of the 
calls we receive into our financial 
coaching department are about 
home ownership, with one of the 
largest barriers being the inabili-
ty to fund a down payment,
” said 
Laltsha Cunningham, financial 
capability supervisor at JVS 
Human Services.
The program includes 12 
weeks of interactive financial 
education workshops (1-2 
hours per week); eight individ-
ual financial coaching sessions; 
referrals to organizations that 
focus on income support and 
career development; develop-
ment of a credit repair strategy; 
credit reports; and down pay-
ment assistance of up to $1,000 
per family after successful pro-
gram completion.
Applicants must be low- to 
moderate-income based on 
HUD income limits and have a 
current credit score at or below 
620. For information, email 
financialhelp@jvshumanservices.
org or call (248) 233-4299. 

Join us from your home to watch an inspiring 
broadcast with Broadway stars, featuring:

HOLOCAUST MEMORIAL CENTER 
ZEKELMAN FAMILY CAMPUS

Eleanor Jackier

Sunday, November 15, 2020 • 7 PM

Holocaust Memorial Center • Zekelman Family Campus

28123 Orchard Lake Rd. • Farmington Hills, MI 48334

For Tickets call 248.536.9601 or visit
www.holocaustcenter.org/benefi
 t 

Deborah 
Lipstadt

Historian and 
Author 

Abe 
Foxman

Activist and ADL 
National Director 
Emeritus

Ed 
Asner

Actor and 
Seven-time 
Emmy Winner

Ben 
Ferencz

Chief Prosecutor 
for the U.S. 
Army at the 
Nuremberg Trials

Alexandra 
Silber

Grammy-Nominated 
Broadway Actress 
Featured in 
Cabaret 313

Adam 
Kantor

Broadway Actor 
and Grammy 
Winner