views Ask Attorney Ken Gross Be a Deadbeat! publisher’s notebook Th e JN: Connecting Th e Generations W The event’s overarching theme hen people ask me what makes Detroit’s Jewish com- is connecting the generations — past, present and future. We will be munity special, I describe it as a place where everyone knows each recognizing the Davidson-Gerson- Wetsman-Saulson family as other … or thinks he or she exemplars of the myriad multi- should. generational families who con- While the soon-to-be tinue to strengthen our com- completed Detroit Jewish munity in large and small ways. community demographic The innovative and captivating study will likely show our music of the evening’s featured population between 65,000- performers — the Grammy 75,000 (clearly, we can’t pos- Award-winning Klezmatics — sibly know everyone!), we Arthur Horwitz resonates with young and old still believe that our social alike. And we will be celebrat- webs — whether schools, ing with members of our com- synagogues, camps, former munity born in 1942 and their neighborhoods, fraternities, families at a special dessert sororities, eateries, etc. — reception. will create this level of connectivity. The beneficiary of the event is Further reinforcing this belief is that so many of us — upward of 70 percent the independent, nonprofit Detroit Jewish News Foundation. Through its — have lived all, or virtually all, of our William Davidson Digital Archive of lives here. Jewish Detroit History, the founda- This communal closeness is under- tion has captured, digitized and made pinned by a sense of shared respon- available — free and easily searchable sibility practiced for generations by — more than 327,000 pages of content thousands of families from across the from the Detroit Jewish Chronicle and socioeconomic and religious spec- the Detroit Jewish News. Collectively, trum. It is what continues to make they start in 1916 and span more than Detroit one of North America’s most 100 consecutive years. admired Jewish communities. The digital archive contains the Beginning with today’s edition, the DNA of our community … snippets Detroit Jewish News will be spotlight- ing several of these multi-generational of information that, when linked, tell tens of thousands of unique and often families (see page 26). This initiative remarkable stories about the people parallels the final weeks of our 75th and families whose legacies continue anniversary year and leads into a to influence us. It reminds us that we gala community-wide event on May are standing on the shoulders of those 3 at Congregation Shaarey Zedek in who came before us. Southfield (see facing page). In 2017, the digital archive hosted more than 16,000 visitors accessing almost 250,000 pages of content. As part of our concluding anniver- sary activities, we are asking you, our valued readers, to share photos with us of your multi-generational family (I’ve included a sample — it shows my father, oldest son, first grandchild and me). We would like to share many of them at the May 3 event as well as dig- itize and preserve them on our foun- dation website (www.djnfoundation. org) for future generations to enjoy. To send your photo our way, please attach a high-resolution version of it to us at legacy@djnfoundation.org. Alternatively, thank you for consider- ing either bringing it or mailing it to our office at 29200 Northwestern Highway, Suite 110, Southfield, MI 48034. With your multi-generational fam- ily photo, please include informa- tion about who is in the photo and approximately when it was taken. Feel free to include a few words about the family legacy represented in the photo as well. And if you share a non-digital photo with us, please supply a name and address so we can get it back to you. We look forward to celebrating with you on May 3 and continuing to cap- ture and share the newest chapters in the story of our community and the people and families who shape it. • Arthur Horwitz is publisher and executive editor of the Detroit Jewish News. I know what you're thinking. A Deadbeat is one who is known for not paying their bills. This is true except in the Credit Card Industry. “Deadbeat” is the credit industry term for the customer that pays off their credit card debt every month – thus depriving the credit card company of that sought after exorbitant interest – not to mention late fees! You’re a “deadbeat” in their eyes because they are not making money off of you. A “Revolver” is what the industry refers to as the person who keeps paying, month in and month out – on their credit cards. The industry loves its revolvers. – because they are money in the bank, paying 14% - 39% endlessly. If you pay $500/ month on your cards for 20 years – that’s $120,000. If instead, you saved $500/month for 20 years at 7%, you’d have $261,093 – that is real retirement money! If you’re a Deadbeat in the credit card LQGXVWU\·V H\HV ² \RX·UH ÀQH DQG need not worry. But if you’re a Revolver – you’re throwing away your retirement and you need to take action now. THAV GROSS has been solving its clients’ business, tax and fi nancial problems since 1982. Be sure to tune in to the Law and Reality – Sunday mornings at 11 AM on TV20. thavgross.com ‡ lawandreality.com 30150 Telegraph, Suite 444 Bingham Farms, MI 48025 jn March 15 • 2018 5