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Help When You Need It Most

T

here is an old saying, “you
don’t know what you don’t
know.” This is especially true
when it comes to handling an
insurance claim after a disaster strikes
your home or business.
While almost everyone has property
insurance, a majority of people do not
understand their insurance policies or
the claims process that is required after
experiencing such a loss. In fact, most
people believe the insurance claims
process is as easy as calling your insur-
ance company and reporting the claim.
However, this could not be further from
the truth.
“Insurance companies are in busi-
ness to make money; they are not non-
profit companies, says Stuart Dorf, an
attorney who is a senior vice president
at Globe Midwest. “The goal of the
insurance company is to keep its costs
down and that means settling claims
for the lowest possible amount. Too
often, property owners settle for much
less than their insurance claim is worth
especially when they are not represent-
ed by a public adjusting firm.”
Luckily, one of the nation’s leading
and most experienced public adjusting
firms is headquartered in our com-
munity and owned by two families
who have been active in Metro Detroit
Jewish life for nearly 100 years.
The Gross and Levin families own
and operate Globe Midwest Adjusters
International, Michigan’s largest pub-
lic adjusting firm. Globe exclusively
represents policyholders during the
insurance claims process to ensure they
receive the settlements they deserve.
“An insurance policy is probably the
most important document that any-
body ever signs, yet it’s the least read
and certainly the least understood said
Bobby Levin, CEO of Southfield-based
Globe Midwest, who followed his father
into public adjusting, helping clients

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locally and nationally as an advocate
during the often-challenging insurance
claims process.
Globe’s mission, supported by a team
of more than 50 professionals, is to
help clients receive the most fair and
largest settlements possible from insur-
ance companies after a loss, such as a
fire, flood, hurricane or other insurable
event.
“As a public adjuster, we realize that
people have no idea what they are enti-
tled to,” adds Levin. “We understand the
policy. We interpret the coverages. We
represent you.”
COO Ethan A. Gross, a fourth-gener-
ation partner in the firm started by his
great-grandfather adds, “It can take a
whole team of experts to sort out the
amount of loss and damage and provide
sufficient evidence to the insurance
company to support the claim.”

Leveling The Playing Field
“Insurance companies are very power-
ful, so you need your own advocate
to level the playing field,” added Carl
Gross, chief administrative officer, also

part of the firm’s fourth generation.
“We have provided this service for more
than 10,000 clients since 1924.”
Globe has handled some of the
nation’s largest and most complex
insurance claims, including numer-
ous claims resulting from the recent
hurricanes in Texas, Florida and the
Caribbean. Globe Midwest’s team of
experts, nevertheless, focus much of
their time locally on clients in and
around Michigan, Illinois and neighbor-
ing states.
Levin and the Grosses frequently
share success stories with clients of
how the Globe Midwest team has
helped businesses over nearly a cen-
tury. In one example, a restaurant suf-
fered a loss from a fire. The insurance
company initially offered the business
owner $270,000. Globe settled the claim
for $1.275 million. Globe also recently
helped a hotel owner recover nearly
$1 million after significant water dam-
age — nearly 20 times the settlement
amount offered by the insurance com-
pany immediately following the loss.
Globe Midwest’s team of profes-

sionals provides analysis and docu-
mentation at every stage of the claims
process. This includes senior coverage
experts, forensic accountants, building
damage experts and contents special-
ists who are all experienced profession-
als with every aspect of a home or busi-
ness claim.
“We have some of the very best ana-
lysts in the nation. We hire seasoned
talent from around the country,” added
Ethan Gross, who explained that every
public adjusting case involves a detailed
process. The team helps evaluate and
document the extent of damage, takes
steps to mitigate any further damage,
thoroughly analyzes the insurance poli-
cy and develops a strategy for maximiz-
ing financial recovery.
In addition, the firm quantifies and
details the full extent of damages in
a format the insurance company will
recognize and respect. “After something
as traumatic as a property loss, we free
our clients to focus on their lives and
businesses while we handle their claim,”
added Levin.
Public adjusters, like Globe Midwest,
are licensed by the state of Michigan
and are strictly regulated. Their fees
do not exceed 10 percent of the total
recovery. Ethan Gross explained, “Our
success in maximizing a recovery great-
ly outweighs the fee paid to us.”
“Chances are that at some point in
your life, your home or business may
suffer some sort of loss,” added Carl
Gross. “Your first call should be to
your insurance carrier, but the second
should be to Globe Midwest.” Y

Globe Midwest Adjusters
International

25800 Northwestern Highway #885
Southfield, MI
(800) 445-1554

The Globe Midwest Team

www.globemw-ai.com.

jn

December 28 • 2017

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