Alagnetia lq the ,ealieJI Advertisement Magnolia North Exclusive Advantages: ililignolia by the Lakes • • • • • • The Premier European Senior Village ANNOUNCING THE OPENING OF MAGNOLIA NORTH... THE EASY LIFE SEPTEMBER 2014 Luxury, Enhanced, Resort Living in a Quaint, Cozy and Convenient Setting • • The True Cost of Senior Living By: Dr. Farideh R. Bagne • • For further information, call: (248) 681-7505 T he true cost of living in a senior community is not always easily recognizable. Options, excluded services, administrative charges and added fees can substantially increase the actual cost. My prior article, "Selecting a Senior Residence," addressed factors to consider when choosing a senior community. This article discusses hidden expenses to watch for when comparing the rents of various senior residents. FEES & CHARGES: Ask if any of these fees and charges are required in addition to the monthly rent: • Security deposit? • Administrative charges? • Entrance fee and refunds? Some facilities require over a $500,000 entrance fee and charge a 10% administrative fee. • Utility charges (Gas, heat, electricity and water)? • Local and long distance calling charges? • Charges for cable and Internet services in the residence? COMPLIMENTARY SERVICES AND AMENITIES: Does the facility provide: • Land-line, resort-style phone in residence? • Linens and towels? • Weekly linen and towel service? • Paper products (toilet tissue and paper towel) and replenishment of products? • Weekly housekeeping? • Daily trash removal from your personal residence? • How far does your complimentary transportation extend? (10-Mile radius or beyond) • What is the meal package? (3 times a day, every day?) • • • • • • • • • ICHIGAN • Sc MGNOLIA CONCIERGE SERVICES: What services and amenities are provided? • Concierge services for personal activities (reservations, tickets and travel arrangements)? • Credit for unused meals to be used for guests? CONVENIENCE: Is the facility truly set up for your convenience? • How many emergency pull cords in each unit? • On-site and easily accessible nurses station with 24/7 staffing? • Trained and courteous staff available at all times? • On-site doctor's office? • Keyless swipe access card for the unit and exterior entrances? (Using a key to open doors may be difficult for those who use assisted devices or suffer from arthritis.) • A single Universal Campus Card for all purchases and services provided in the facility? (Cash and credit cards can become misplaced, lost or stolen.) • Does the facility provide its residents with a single monthly statement which identifies all in-house purchases and third- party services, or are residents bombarded with multiple monthly statements with multiple due dates requiring writing multiple checks? • • • • • • • • • • • • • • • • • • • • • • • • • • Easy access to dining, social activities, club and exercise room No security deposit No entrance fee No administrative charges No gas, electricity or water charges No long distance or local telephone charges No Internet or cable TV charges Complimentary resort-style phone in every unit Nurses station with 24/7 staffing Staff accessible by the push of a button Complimentary weekly linen & towel replacement Complimentary paper towel and toilet tissues Daily maid service/trash removal Weekly housekeeping Free transportation within 15-mile radius Concierge service on site World-class gourmet indoor/ outdoor dining Three meals daily Complimentary juice, fruit and sweet bars every day Views of Cass Lake Meal credits for residents' unused meals Keyless-entry swipe card for each resident Emergency pull cords Single monthly statement for all residents' purchases and services Kitchenette 9' ceiling/extra large windows Emergency call/backup system 24/7 on-site response/security Indoor jetted pool Full service beauty salon Roof-top garden Harbor walk enclosed street Windmill of Holland Barcelona Bistro Gelato Italiano La Belle Patisserie Youth Activity Center Irish Pub Riviera Club + fireplace Lounge + fireplace/saltwater aquarium Sienna Outdoors Garden Private conference center + Internet Clinque de Paris Sun terrace overlooking Cass Lake On-Site medical center Please remember that the hidden medical and psychological cost of frustration, annoyance and exasperation for a senior resident could be immense and often irreversible. July 10 • 2014 9