business & rofessional >> memos
The Credit Union Perspective
sponsored by bestsource credit union
By: John Normandeau, President/CEO
BestSource Credit Union
In the Market for a New Vehicle?
S
A shareholder from
Southfield-based
Maddin, Hauser,
Wartell, Roth &
Heller P.C. has been
selected for the Five
Star Wealth
Manager Award by
Roth
Five Star
Professional: Richard F. Roth of
Bloomfield Hills. He has a real estate
and business practice with a concen-
tration on corporate, real estate,
estate planning and taxation law. He
is a graduate of the Wharton School
at the University of Pennsylvania
and the University of Michigan Law
School, cum laude.
Howard N. Dembs
of West Bloomfield
has joined the
Bradley Co. as chief
operating officer.
Previously, Dembs
was VP, general
manager at Cutting
Dembs
Edge Cuisine and
for 12 years was
director of marketing and communi-
cations at the Jewish Federation of
Metropolitan Detroit. The Bradley
Co., owned by Steve Schwartz, is an
award-winning promotional market-
ing company that provides branded
solutions to help companies grow.
(248)538-1909; www.thebradco.com .
Paul S. Magy, a
principal of
Kupelian Ormond
& Magy P.C., will be
awarded the 2012
International
Council of
Shopping Centers
Magy
Trustees
Distinguished
Service Award. He has served as
chairman on a variety of state and
national committees for ICSC and is
a past Michigan state director. He
earned this award while being an
active principal and attorney with
KOM with his law practice specializ-
ing in commercial real estate trans-
actions and litigation.
Ellis
Jason M. Ellis,
D.C., has been rec-
ognized in his field
of chiropractic by
Hour Magazine for
2012. He is a chiro-
practor who spe-
cializes in the acti-
vator method,
which is favorably regarded as a
low-force chiropractic treatment
technique. With state-of-the-art
equipment and technology, he sees
patients from newborns to seniors.
Ellis is a believer in maintaining
health for a lifetime. His practice is
located in the Weight Watchers
building in Farmington Hills.
Commercial litiga-
tion attorney
Clifford J. De Vine
of Bloomfield Hills
has joined Butzel
Long. He is Of
Counsel and is
based in the firm's
De Vine
Detroit office.
De Vine concen-
trates his practice on commercial
litigation, construction litigation,
arbitration and mediation. He has
more than 35 years of experience
representing both plaintiffs and
defendants in the construction
industry.
There's no doubt about it, walking into a car dealership
to buy a new vehicle can be a daunting task. There are a
few things you can do to make it an easier process.
Do your homework. Before you even go to the dealer-
ship know which vehicle you want. With the interne
you can learn a great deal about a vehicle before heading
John Normandeau. CEO
to a dealer. However, as valuable as research and reviews
nothing can replace the actual test drive.
One-step at a time. Deal with the new vehicle price, financing, and your vehicle
trade-in separately. This prevents the dealership from giving you a good price on the
new vehicle and then making up that difference by giving you less for your trade-in.
Salespeople are good at bundling everything together and making it look like you're
getting a great deal.
Rebate versus low finance rate. Taking the low finance rate from the dealer over the
cash rebate isn't always the best route. Anytime you can lower the actual vehicle price
up front, you will save more money over the life of the loan. There's no better time to get
that vehicle you've been dreaming of with rates as low as 2.00% * .
Not in the market for a new vehicle just yet? Did you know that you're not locked into
the auto loan rate you originally financed your vehicle at? Just like a mortgage, you can
refinance your auto loan.
At BestSource Credit Union our mission is to improve our members' financial lives.
Stop by a branch or give us a call at 800.666.4500 to see how we can help you achieve
your goals. For more information, visit www.bestsourcecu.org .
All loans'subject to approval and verification of submitted information. BestSource Credit Union does not refi-
nance BestSource Credit Union loans. Rates and terms may vary based on credit qualifications, age of collateral
and relationship with the credit union. Rates subject to change without notice. Discounted rate applicable when
member signs up for direct deposit and payroll allocation.
IBEST SOURCE
Improving Members' Financial Lives
J N I 0 N
Jaffe Raitt Heuer &
Weiss has elected
Bill Sider chief
executive officer. As
CEO and a member
of the firm's board
of directors, Sider
is responsible for
Sider
the growth, strate-
gic development and overall opera-
tions of the 200-person firm. He
continues to practice as a member
of Jaffe's Tax Group, specializing in
acquisitions, debt restructuring, dis-
positions and joint ventures.
JN Business Memos
The Jewish News welcomes
announcements regarding the
accomplishments of Jewish
members of the business
community.
Business and professional
memos, with or without pictures,
will run at a charge of $54 per
announcement of 75 words.
The editorial staff reserves the
right to edit items for space
allotments.
No item will run without all the
components — text, fee, photo —
turned in. Payment may be made
by charge; call Sy Manello, (248)
351-5147; Visa, MasterCard and
AmEx are accepted.
Israel Dream Mission
November 26 -December 5, 2012
Jerusalem • Tel Aviv • Central Galilee
For those 70 years and older who have always
dreamed of going to Israel...
The Jewish Federation of Metropolitan
Detroit's Israel Dream Mission is a unique and
exciting opportunity for Jewish community
seniors to fulfill their lifelong wish to visit
Israel. Through the generosity of Sandy & Jim
Danto, the Mission cost will be subsidized for
eligible applicants.
For more information or to receive an
application, please contact Linda Blumberg at
248,203:1468 or Blumberg ajfmd.org .
May 10 • 2012
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