you have, you love parenting and you want to have another child regardless of gender. Not because of social pres- sures, to give your child a sibling, to give yourself a best friend or because you've planned the perfect family size from childhood. He also offers this word of caution for later-in-life parents: "Couples who delay childbirth may think it's logical to have several children as fast as possible and as close together as possible. That can be a recipe for marital disaster." He recommends a two- to five-year age difference between children. ONE AND DONE! Carol Berg, 48, and her husband, Fred, 48, of Bloomfield Township, have just one child by choice, their 10-year- old daughter, Rachel. The Bergs were married in 1988. Fred ran a family plastics manufacturing business at the time, and Carol owned and operated a point-of-purchase sign and display business. They took 13 years to enjoy their marriage, establish their careers and travel before having a child. "We had a very tough pregnancy, seven months straight of morning sick- ness 24/7," Carol says. "After that, the decision was easy. We did not want to do that again. We had a great baby, and we both totally agreed with one and done! We are completely satisfied with one child and still feel it was the right deci- sion for our family." Once Rachel was born, there was another twist. Fred decided to go back to school and pursue his dream of becom- ing a doctor. At one point, he even rented an apartment and moved to East Lansing for two years to complete his classes at Michigan State University. He'd come home on weekends. Carol sold her business and became a stay-at- home mom. 'We never had a nanny or a babysit- ter," she says. "As soon as Rachel started kindergarten at Hillel Day School, I was able to return to the workforce almost full time. I started a distribution/mar- keting company called Simon Marketing Group. I work from home, I'm my own boss and I can plan my work day around her school schedule and extracurricular activities?' Fred is now in his second year of residency in urology surgery. By the time he completes the program, his daughter will be a sophomore in high school. "We had to put a strict spending bud- get in place before Fred even considered applying for medical school. We wanted to make sure we could afford this kind of decision," Carol recalls. "We're not sure if he would have ever been able to change careers if we had more children and a larger financial burden?' Carol believes having one child has other benefits; her daughter gets plenty of one-on-one time and undivided atten- tion from her parents. "She always comes first," Carol says. "If Rachel decides to try something new, like a sport or an activity, we're usually able to make a quick and easy deci- sion about it. We don't have to look at a bunch of different calendars to see if we can fit it in?' When she sees large families juggling schedules and rushing around with mul- tiple children, Carol says she often has the same thought: "How do they do it?" "When I have a stressful or hectic day, I wonder what that day would be like multiplied by three or four," she says. "I love my life. I wouldn't change a thing." AFFORDING FOUR Karen Rosenberg, 43, and her hus- band, Howard, 53, of West Bloomfield know what it's like to have everything multiplied by four. They're raising four children: Jeremy, 12, Benji, 10, Maya, 6, and Elan, 4, on a single income. Howard is a lawyer; Karen is a geriatric social worker. Right now, she's not working outside the home. She says she always wanted a large family and hoped to have four children from the start. 'As far back as I can remember, I always had the dream of having four children," she says. 'As a young child, I remember thinking that if I had another sibling, I'd have someone to play with when my younger brother wasn't avail- able. When I was young, I used to fanta- size about having lots of siblings?' Now that she has four children of her own, Rosenberg describes watch- ing them interact as one of her biggest joys. But, as Dr. Singer suggests, she agrees adding each child did change the dynamics of her marriage. "While I appreciate my husband for being a smart, kind, loving, fun father, we don't always see eye-to-eye?" she says. "My husband and I rarely raise our voices to each other and never name- call. That's just not who we are, and that's something I'm proud of. But, our hope was to always show the kids our `unified front: It's a great theory and it works well if you can stick to it, but it's not so easy." Then, there's the economy. Without going into too much personal detail, Rosenberg made it clear — it has taken a toll. "I love our family more than words can say. I would not change it for anything in the world. But having a big family is financially stressful," she ad- mits. "We've struggled more than I could ever have imagined I would struggle to provide for our family. All I can say is that when I find myself thinking of what we don't have, I look at my children and realize I have it all. Every day is an ad- venture with milestones and memories to be shared for a lifetime." So, what's the bottom line when it comes to growing a family in a tough economy at a time when many parents may be up against a ticking biological clock? "The question parents should be ask- ing is, 'Is now the best timer Dr. Singer advises. "Having a child does not repair problematic marriages and does not in- crease marital satisfaction. Each child is a unique and precious gift. Think about whether this is the ideal time for your family to grow, rather than the ideal family size." 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