The Credit Union Perspective

By: John Normandeau, President/CEO
BestSource Credit Union

MAZEL TOV!

Saving Tips That Really Payoff Big

The real secret of financial success lies in making
your money work as hard as you do. If you think sav-
ing is difficult take a look at these money saving tips.

API" Aug. 12
Sarah and Steven
Jaeger of Aliso
Viejo, Calif., lov-
ingly announce
_ - the birth of their
JO
daughter, Olivia
• 4 • •
Louise. Welcoming
Jaeger
Olivia home are big
brothers Elijah, 5,
and Jacob, 3. Sharing in their hap-
piness are grandparents Linda and
Jim Draudt of Royal Oak, June and
Ken Burk of Oak Park and Caryn
and Richard Jaeger of Farmington
Hills. Proud great-grandmothers are
Rosemarie Draudt of Royal Oak and
Isabelle Cole of Sterling Heights.

-

Aug. 6
Jennifer Kozel
and Jeremy Litt of
New York City joy-
fully announce the
birth of their son,
Eli Emanuel Litt
(Menachem Lior).
Litt
Thrilled grandpar-
ents are Jerri and
Bob Litt of Bloomfield Hills and
Joan and Doug Kozel of Madison,
Wis. Great-grandparents are Betty
and Bill Litt of Sarasota, Fla., Vilma
Kozel of Fort Dodge, Iowa, and Lillian
Mathiascheck of Des Moines, Iowa.
Eli Emanuel is named for his great-
grandfathers Manfred Salmon and
Lumire Kozel.

Aug. 2
Dr. Scott and Amy
(Hoicowitz) Corman
of Sylvania, Ohio, are
happy to announce
the birth of their
son, Joshua Aaron.
Sharing in their joy
Corman
are grandparents
Gail and Larry
Hoicowitz of Solon, Ohio, Sharon and
Richard Maddin and Michael and
Carol Corman, all of West Bloomfield.
Great-grandmother Marilyn
Hoicowitz of Lyndhurst, Ohio, and
Leonard Nehman of Breachwood,
Ohio, are elated by Joshua's arrival.
Joshua is also the great-grandson of
the late Marvin Hoicowitz and the
late Shirley Frieberg Nehman and
Alvin Freiberg.

Nov. 6, 2009
Traci (Provizer) Kaye
and Jeffrey Kaye of
Brooklyn, N.Y., are
thrilled to announce
the birth of their
daughter Vivian
Aya Kaye. Sharing
Kaye
in their joy are
grandparents Joan
Provizer, Gail and Harold Provizer,
Phyllis and Robert Kaye and great-
grandparents Gertrud and Bernard
Kreiger and Sylvia Kaye. Vivian is
named after her late great-grand-
mother Vivian Berry.

John Normandeau, CEO

Save automatically. You can do this easily by taking
advantage of Direct Deposit to your checking or sav-
ings account.

Pay your bills on time. By paying your bill even a day late you could be assessed a
late fee or penalty. So save yourself some money by paying on time.

Account for your money. People who know where their money goes spend far less
and save more. One way to account for your money is to go over the last few years
of credit card bills or debit card statements and see what you've spent money on.

Adopt the "do I really need this" approach. Before purchasing anything, ask
yourself if you really need to have it. Distinguish between what is a need versus
what is a want.

Comparison shop before you make a major purchase. A few minutes of research
could save you hundreds of dollars.

Buy the cheaper generic brand. Rather than choosing expensive name brands,
consider purchasing generic brands on things that make no difference who manufac-
tured the product. Some examples include aspirin, flour, sugar, etc..

Be prepared. Build an emergency fund to avoid having to take out a loan to pay for
unexpected purchases.

At BestSource Credit Union our mission is to improve our members' financial lives.
Stop by a branch or give us a call at 800.666.4500 to see what other ways we can
help you save money. For more information, visit www.bestsourcecu.org .

Improving Members' Financial Lives

CREDIT

UNION

CANTOR SAMUEL

GREENBAUM

Certified Mohel

Skill, Sensitivity and Tradition
come together to create your special Bris.

Answering all of your anesthetic & aftercare needs.

(248) 855-A BOY (2269)

Jessica Michelle
Birndorf, daughter
of Holly and William
Birndorf of West
Bloomfield, will be
called to the Torah
as a bat mitzvah
Saturday, Nov. 20,
Birndorf
at Adat Shalom
Synagogue in
Farmington Hills. She is the sister of
Matthew and Adam. Her proud grand-
parents are Dr. Russell and Rhoda
Horton and Ardis Feldman. She is
also the grandchild of the late Fred
Birndorf and stepdaughter of the late
Harold Feldman.
Jessica is an eighth-grader at Hillel
Day School of Metropolitan Detroit in
Farmington Hills. One of her mitzvah
projects is volunteering at Farmington
Hills-based JARC.

Emily Sarah
Furstenberg will
lead the congrega-
tion at Temple
Israel in West
Bloomfield Friday,
Nov. 19, as she
celebrates her bat
Furstenberg
mitzvah. She is the
daughter of Ilene
and David Furstenberg, the sister
of Alec and the grandchild of Betty
Pfeiffer. Her late grandparents are
Joe Pfeiffer and Annette and Jerome
Furstenberg.
Emily is a student at Geisler
Middle School in Walled Lake. She
felt volunteering at Yad Ezra in
Berkley was an especially meaning-
ful mitzvah project.

Office: (248) 547-7970
perfectnow@excite. corn

1564300

Certified Since 2001

www.BrisMD.com

home: 248-626-6868
pager: 248-317-0417

Northwest Dermatology Group, RC.

(248) 353-0880

B'nai Mitzvah on page 80

November 18 • 2010

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