GET THE CONVERSATION STARTED Honey, our bonds and CDs aren't generating much income... what can we do without adding risk? 4 ary R. For 70 years, Schechter has been designing creative and conservative strategies to solve many business and family challenges. Today we can consult with you and your advisors on ways to increase yields generated from your fixed income portfolio. Let's talk about it. 248.731.9500 www.schechterwealth.com SCHECHTER I WEALTH STRATEGIES UNCOMMON SOLUTIONS to Preserve, Leverage & Transfer `Securities offered through NFP Securities, Inc., (NFPSD a Broker/Dealer and Member FINRAISIPC. Schechter Wealth Strategies is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp.. the parent company of NFP Securifies, Schechter Wealth Stategies and NFPSI do not offer legal or tax advice. Clients must consult with their tax and legal advisors. 1565820 Ask us about these additional services: Business Valuation Forensic Accounting Litigation Support MAP MELLEN, SMITH & PIVOZ PLC Certified Public Accountants Robert E. Mellen, CPA Michael A. Pivoz, CPA Mark L. Smith, CPA Jeffry A. Campeau, CPA, ABV Peijin Harrison, CPA Lori A. Wigler, CPA, CFE Frank J. Alcini, JR., CPA For Business and Tax advice that is always on target. Talk to Mellen, Smith and Pivoz. Gerald A. Kirschner, CPA Eric L. Lambert, CPA Lynne E. McKelvey, CPA Elizabeth M. Pietrangelo, CPA Jason L. Pivoz, CPA Dennis A. Reef, CPA Kevin S. Terry, CPA Serving our community for 38 years 30600 Telegraph Rd. I Suite 1131 Bingham Farms, MI 48025-4531 (248) 642-2803 1572170 November 11 2010 43