Jewish Renaissance Media DETROIT JEWISH NEWS theJEWISHNEWS.corn Advertising Sales Publisher/President Arthur M. Horwitz ahorwitz@renmedia.us Sales Director: Keith Farber kfarber@renmedia.us Account Executives: Ann G. Abrams, Jan Haskell, Melissa Litvin, Heidi Martin, Rick Nessel, Dharlene Norris Senior Sales Assistant: Kim Metzger Business Offices Customer Service Asst.: Jan Shain Billing Coordinator: Pamela Turner Collections Analyst: Hazel Bender Creative Services creative@thejewishnews.com Creative Director: Deborah Schultz Production By FARAGO & ASSOCIATES Manager: Scott Drzewiecki Designers: Jeffrey Meyer, Pam Sherevan, Michelle Sheridan Editorial Editor: Robert A. Sklar rsklar@renmedia.us Associate Editor: Alan Hitsky ahitsky@thejewishnews.com Story Development Editor: Ken Guten Cohen kcohen@thejewishnews.com Arts Editor: Gail Zimmerman gzimmerman®renmedia.us Senior Writer: Shelli Liebman Dorfman sdorfman@thejewishnews.com Senior Columnist: Danny Raskin dannyraskin@sbcglobal.net Columnists: Robin Schwartz, Steve Stein Copy Team: Senior Copy Editor: David Sachs dsachs@thejewishnews.com Copy Team Assistant: Sy Manello smanello@thejewishnews.com Red Thread: Editor: Bryan Gottlieb bsgottlieb@renmedia.us Executive Editor: Gail Zimmerman gzimmerman@renmedia.us Digital Media Director: Karen Schwartz kbschwartzIrenmedia.us Teen2Teen: Executive Editor: Ken Guten Cohen kcohen@thejewishnews.com _ Published by: Jewish Renaissance Media Chairman: Michael H. Steinhardt President/Publisher: Arthur M. Horwitz ahorwitz@renmedia.us Chief Operating Officer: F. Kevin Browett kbrowett®renmedia.us Controller: Craig R. Phipps Editorial Director: Robert A. Sklar Managing Editor, New Products: Bryan Gottlieb IT & Circulation Director: Deanna Spivey Fulfillment circulationdesk@thejewishnews.com Customer Service Manager: Zena Davis Departments General Offices: 248-354-6060 Advertising: 248-351-5107 Advertising Fax: 248-304-0049 Circulation: 248-351-5174 Advertising Deadline: Monday, 4 p.m. Editorial Fax: 248-304-8885 Deadline: All public and social announcements must be typewritten and received by noon Tuesday, nine days prior to desired date of publication. Subscriptions: 1 year 2 years 3 years 1 year out-of-state 2 years out-of-state Per year foreign $79 $142 $189 $119 $214 $286 Detroit Jewish News 29200 Northwestern Highway Suite 110 Southfield, MI 48034 ©copyright 2010 Detroit Jewish News SAVE MONEY! Modify your mortgage rates , as low aid as 2%*! PAYMENT RELIEF Citibank - West Bloomfield $317,000 mortgage 5.625% $2,597/m Modified to 2% > $1,771/m Monthly savings $826! Wells Fargo - Oak Park $114,598 mortgage 5.63% $1,127.61/m Modified to 2% > $865.83/m Monthly savings $261.78! WaMU - Franklin $555,000 mortgage 6.38% $4,205/m Modified to 2% > $1,823/m Monthly savings $2,382! Wells Fargo - Southfield $214,000 mortgage 5.125% $2,239/m Modified to 2% > $1,684/m Monthly savings $555! Chase - Southfield $160,800 mortgage 6.50% $1,878/m Modified to 2.25% > $1,221/m Monthly savings $657! Bank of America - Farmington Hills $259,000 mortgage 6.0% $3,454/m Modified to 2% > $2,241/m Monthly savings $1,213! Aurora - Huntington Woods $334,757 mortgage 6.75% $2,909/m Modified to 2% > $1,456/m Monthly savings $1,453! JHA •Whether you are up to date on payments or delinquent. •Take advantage of government programs •Short sale and foreclosure counseling available • FREE CONFIDENTIAL CONSULTATION Call Jewish Housing Association and save thousands of dollars every year 1.800.458.0404 *Not all borrowers will qualify for this interest rate. Loan modification approval is completely dependent on the borrower's investor and specific situation. JHA makes no guarantee of results. Jewish Housing Association 27777 Franklin Road, Suite 1700 Southfield, MI 48075 1.800.458.0404 vvww.jhamd.org Jewish Housing Association of Metropolitan Detroit Jewish Federation of Metropolitan Detroit WE'RE PART OF THE TEAM A Michigan non profit organization 1625610 November 4 • 2010 13