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Bernero: Illegal immigration is a

serious issue, no doubt. I support
enforcing existing laws, finding a
path to citizenship and bringing the
underground economy into the light
so we can gain revenue.
Local and national laws certainly
must be obeyed and more strongly
enforced.

Snyder: Michigan is estimated to
have the 16th highest number of
illegal immigrants in the nation.
Border protection, constitutionally,
is a federal responsibility, and our
federal government is failing to pro-
tect our borders.
We need to secure our borders.
The federal government should
make illegal immigration more dif-
ficult and legal immigration easier.

JN: Is there a need for a state con-

stitutional convention? Why or
why not?

Snyder: In theory, I believe that

a state constitutional convention
sounds like democracy at its best.
But because of practical reasons, I
can't support the proposal.
The reality is that special interests
from across the country would flood
into Michigan and turn the whole
convention into a circus at a time
when our state, both elected officials
and citizens, need to be focused on
the immediate economic and gov-
ernment fiscal crises before us.
After we solve some of those major
issues, we can begin to work with the
citizens of the state to look at ways to
modernize our state's constitution.

Bernero: No. We need to focus our

attention exclusively on getting
Michigan's economy back on track
and getting our citizens back to work.
Revamping our state constitution
can wait until we have stabilized our
state economy. And a constitutional
convention would cost tens of mil-
lions of dollars that Michigan just
doesn't have to spare right now.

1113ElliAlliTER

SAVE MONEY!

Modify your mortgage rates as low as 2%*!

PAYMENT RELIEF

Citibank - West Bloomfield
$317,000 mortgage
5.625% $2,5971m
Modified to 2% > $1,771/m
Monthly savings $826!

Wells Fargo - Oak Park
$114,598 mortgage
5.63% $1,127.61/m
Modified to 2% > $865.83/m
Monthly savings $261.78!

C

OST 4wilw

WaMU - Franklin
$555,000 mortgage
6.38% $4,205/m
Modified to 2% > $1,823/m
Monthly savings $2,382!

•Whether you are up to date on payments
or delinquent.

Wells Fargo - Southfield
$214,000 mortgage
5.125% $2,239/m
Modified to 2% > $1,684/m
Monthly savings $555!

•Take advantage of government programs

Chase - Southfield
$160,800 mortgage
6.50% $1,878/m
Modified to 2.25% > $1,221/m
Monthly savings $657!

•Short sale and foreclosure counseling available

• FREE CONFIDENTIAL CONSULTATION

Bank of America - Farmington Hills
$259,000 mortgage
6.0% $3,454/m
Modified to 2% > $2,241/m
Monthly savings $1,213!

J HA

Call Jewish Housing Association and
save thousands of dollars every year

1.800.458.0404

Aurora - Huntington Woods
$334,757 mortgage
6.75% $2,909/m
Modified to 2% > $1,456/m
Monthly savings $1,453!

This Jewish News election special
report was produced by reporter,
Don Cohen; senior copy editor, David
Sachs; and creative director, Deborah
Schultz.

Read the Jewish News' endorsement
for governor: page 44.

_

*Not all borrowers will qualify for this interest rate. Loan modification approval is completely
dependent on the borrower's investor and specific situation. JHA makes no guarantee of results.

ZNI

„

Jewish Housing Association
27777 Franklin Road, Suite 1700
Southfield, MI 48075
1.800.458.0404 www.jhamd.org

Jewish Housing Association of Metropolitan Detroit

IIIII Jewish

Federation

of Metropolitan Detroit

WE'RE PART OF THE TEAM

A Michigan non profit organization

October 28 • 2010

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