Internet: For Good Or Evil Orthodox videos teach Web safety. FRE EDO M ! SAVE MONEY! Modify your mortgage rates as low as 2%*! Shelli Liebman Dorfman Senior Writer T he next step in the Orthodox Union's ongoing Safe Homes, Safe Schools, Safe Shuls Initiative is a series of three short vid- eos created for parents on the impor- tance of Internet safety. Philip Rosenthal, a New York-based Internet safety expert, shares informa- tion and tips via the videos, each of which is shorter than five minutes. The videos include "Technology of Today," an overview of technological devices; "Safety Tips',' regarding protection from online threats; and "Practical Suggestions," high- Frank lighting steps to stay Buchweitz safe. The hope of the program is to "share an educational awareness of the pitfalls of technology, which can be a brachah [blessing] and, on the other hand, a klala [curse]," said Frank Buchweitz, the OU's national director of commu- nity services and special projects. "It can be very damaging and hurtful if used incorrectly' He cites the videos, which include information on safe use of the Internet, cell phones, iPods and gaming devices, as "a continuation of the efforts of the OU in regard to the safety of our chil- dren and our homes." Many of Rosenthal's safeguards are specific to various pieces of technol- ogy including an urging to parents to reconsider buying certain computer network-based devices for their chil- dren. "The Internet can be a very dangerous place and the computer can be a vehicle to get you to a very danger- ous place. It can be used in a potentially very negative way, but it can also be used in a very positive way' To access the videos, go to www ou.org/community_services/comm_ serv_pg/video_tips_on_internet_ safety. For information on the OU's Safe Homes, Safe Schools, Safe Shuls Initiative: (212) 613-8188 or www. oucommunity.org. ❑ PAYMENT RELIEF Citibank - West Bloomfield $317,000 mortgage 5.625% $2,597/m Modified to 2% > $1,771/m Monthly savings $826! Wells Fargo - Oak Park $114,598 mortgage 5.63% $1,127.61/m Modified to 2% > $865.83/m Monthly savings $261.78! WaMU - Franklin $555,000 mortgage 6.38% $4,205/m Modified to 2% > $1,823/m Monthly savings $2,382! Wells Fargo - Southfield $214,000 mortgage 5.125% $2,239/m Modified to 2% > $1,684/m Monthly savings $555! Chase - Southfield $160,800 mortgage 6.50% $1,878/m Modified to 2.25% > $1,221/m Monthly savings $657! Bank of America - Farmington Hills $259,000 mortgage 6.0% $3,454/m Modified to 2% > $2,241/m Monthly savings $1,213! Aurora - Huntington Woods $334,757 mortgage 6.75% $2,909/m Modified to 2% > $1,456/m Monthly savings $1,453! COST 70 YOUI •Whether you are up to date on payments or delinquent. 44;.• •Take advantage of government programs •Short sale and foreclosure counseling available •FREE CONFIDENTIAL CONSULTATION Call Jewish Housing Association and save thousands of dollars every year 1.800.458.0404 *Not all borrowers will qualify for this interest rate. Loan modification approval is completely dependent on the borrower's investor and specific situation. JHA makes no guarantee of results. JHA Jewish Housing Association 27777 Franklin Road, Suite 1700 Southfield, MI 48075 1.800.458.0404 www.jhamd.org Jewish Housing Association of Metropolitan Detroit ( 1. 4 ! Jewish Federation of Metropolitan Detroit WE'RE PART OF THE TEAM A Michigan non profit organization 1618790 September 9 • 2010 23