SAVE MONEY! Leadership Growing via Hermelin ORT. Modify your mortgage rates I n its three years of existence, the American Express Non-Profit Leadership Institute had not offered its yearlong leadership train- ing fellowship to a professional from a Jewish nonprofit until now Shaindle Braunstein-Cohen, direc- tor of the David B. Hermelin ORT Resource Center in West Bloomfield, was invited to par- ticipate in the year- long leadership training program after being nomi- nated by NGen Shaindle — the under- Braunstein- 40 track of the Washington, D.C.- Cohen based Independent Sector PAC for nonprofits. "It's an enormous opportunity for me to connect with others, learn how to handle challenges in fundraising and gain new perspectives',' says Braunstein-Cohen."Every chance you have to strengthen and improve your skills is a step in the right direction." The goal of the American Express Nonprofit Leadership Institute is to identify individuals who have leader- ship potential and can put that to good use in the social sector. "Shaindle has demonstrated a unique and marked ability to concep- tualize, develop and execute an idea that fills the needs of our commu- nity,' says Michelle Passon, lay leader of the Hermelin ORT Center. "Further, she makes every person she is in contact with, from major executives to our students, feel wel- comed and highly regarded." The Hermelin ORT Resource Center was founded seven years ago to empower individuals in Metro Detroit with the skills needed to suc- ceed in the workplace. It is the only local example of hundreds of ORT schools that can be found in 63 coun- tries around the world. The Center offers free classes to out-of-work or underemployed indi- viduals referred there by Michigan Works and JVS and affordable classes to individuals who can pay to improve their standing in the mar- ketplace. These classes help peple gain skills and find courage to seek employment. U as low as 2%! PAYMENT RELIEF Citibank - West Bloomfield $317,000 mortgage 5.625% $2,597/m Modified to 2% > $1,771/m Monthly savings $826! Wells Fargo - Oak Park $114,598 mortgage 5.63% $1,127.61/m Modified to 2% > $865.83/m Monthly savings $261.78! WaMU - Franklin $555,000 mortgage 6.38% $4,205/m Modified to 2% > $1,823/m Monthly savings $2,382! Wells Fargo - Southfield $214,000 mortgage 5.125% $2,239/m Modified to 2% > $1,684/m Monthly savings $555! Chase - Southfield $160,800 mortgage 6.50% $1,878/m Modified to 2.25% > $1,221/m Monthly savings $657! Bank of America - Farmington Hills $259,000 mortgage 6.0% $3,454/m Modified to 2% > $2,241/m Monthly savings $1,213! Aurora - Huntington Woods $334,757 mortgage 6.75% $2,909/m Modified to 2% > $1,456/m Monthly savings $1,453! JHA 4%), •Whether you are up to date on payments or delinquent. •Take advantage of government programs • Short sale and foreclosure counseling available •FREE CONFIDENTIAL CONSULTATION Call Jewish Housing Association and save thousands of dollars every year 1.800.458.0404 Jewish Housing Association 27777 Franklin Road, Suite 1700 Southfield, MI 48075 1.800.458.0404 www.jhamd.org Jewish Housing Association of Metropolitan Detroit A Michigan non profit organization 1111 Jewish Federation of Metropolitan Detroit WE'RE PART OF THE TEAM 1584780 iN April 15 • 2010 15