Our clients don't NEED Life Insurance. ness and still honor your faith." Zwick makes it work, and per- sonally and professionally, he is enjoying success and the fruits of his labor. And, thanks to the company's investigative efforts, many others are as well. I ll They WANT it. Glenn Oswald is a vice president of Marx Layne & Co., a Farmington Hills marketing and public relations firm. For more information on Assets International, visit www.assets-international.com or call toll-free (877) 327- 4199. MOST OF OUR CLIENTS DON'T NEED LIFE INSURANCE TO ENSURE THEIR HEIRS MAINTAIN A COMFORTABLE LIFESTYLE. And many are liquid enough to pay estate taxes. Yet they continue to invest in distinct life insurance-based strategies designed by our firm. Since 1939 Schechter Wealth Strategies has been quietly ivorking with families and their advisors to help grow wealth using life insurance in sophisticated and uncommon ways. Thwart Identity Theft A panel of experts will discuss "Identity Theft: Prevention, Prosecution, Repair" at 2 p.m. Sunday, Dec. 27, at the Jewish Community Center in Oak Park. Ron Savage, FOX 2 News anchor-reporter, will moderate the panel, which includes Sgt. Patrick Young, Michigan State Police; Shaindle Braunstein, director, Hermelin ORT Resource Center in West Bl000mfield; Steven Kaplan, Macomb County assistant prosecuting attorney; and Kathy Sparkman of Identity Theft Shield & Service Associates. Sponsoring the program is the BBI Center for Senior Services, B'nai B'rith Great Lakes Region, Bloch-Israel unit, the Oak Park JCC and Credit Union One. There is no charge. For information contact B'nai B'rith, (248) 646-3100. Heschel Remembered A series of DVD programs will honor the memory of Rabbi Abraham Joshua Heschel, the Jewish theologian, peace and social justice activist and A champion of inter- Rabbi Heschel faith dialogue. The series begins 1 p.m. Wednesday, Dec. 23, at Congregation Beth Ahm, 5075 W. Maple, West Bloomfield. It continues at the same time on Dec. 30 and Jan. 6. Beth Ahm will reprise the series back-to-back 10:15 a.m. Sunday, Jan. 3. The programs are free and walk-ins are welcome. For informa- ton, contact Nancy Kaplan: (248) 737-1931, nancyellen879@att.net . CPA, JD, LLM, MBA, CLU ChFC: We believe the more educated we are, the better we are. While our attorneys and CPAs don't draft legal documents or prepare tax returns, their experience helps us design custom solutions for out clients to positively impact family wealth. Our multi-disciplined team applies their skills solely to designing plans to help: Increase Cash Yields from Existing Bond Portfolios, Transfer Wealth to Reduce Gift and Estate Tax. Leverage Philanthropic Gifts. and Reduce Costs of Existing Life Insurance Portfolio. Call today. Challenge our experts to save you money on your existing life insurance portfolio. Or have your advisor call us to get started. 248-731-9500. Isn't it worth a no-cost second opinion? SCHECHTER WEALTH STRATEGIES UNCOMMON SOLUTIONS to Preserve, Leverage & Transfer 251 Pierce. Birmingham. MI ' 248.731.9500 www.schechterwealth.com ■■ • Paul M. Snider 1 Bradley K. Feldman, JD Annette M. Marschall* Christopher J. Hale* Marc R. Schechter Robert V. Schechter,** MBA, CLU, ChFC 1 Jason R. Zimmerman': MBA, CLU Robert F. Boesiger, CPA, JD, LLM liana K. Liss Robert M. Heinrich, JD . .. *Securities and **Investment Advisory Services offered through NFP Securities, Inc. a Broker/Dealer, Member FINRA/SIPC and a Federally Registered Investment Advisor. Schechter Wealth Strategies is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp., the parent company of NFP Securities, Inc. I NFP Securities, Inc., National Financial Partners, Corp., Schechter Wealth Strategies, and Registered Persons in their capacity as Registered Individuals with NFPSI do not provide legal or tax advice. Clients must consult with their own legal and tax advisors. NFP Securities, Inc., National Financial Partners, Corp., and Schechter Wealth Strategies are not Certified Public Accounting (CPA) 1540780 firms. I Registered Persons may be properly licensed as Certified Public Accountants (CPAs) to practice such activities outside of their capacity as Registered Persons. December 17 2009 37