NEW PERSPE S -FIVE ON FIXED INC M E GENERATE HIGHER FIXED INCOME YIELDS ANNUAL PRETAX YIELD OF AXED RATE INVEST61ENT OPTIONS Business & Professional Conflict WSU course eyes peace building. D Treasury and Municipal bond rates from www.bloornberg.con October 5. 2009. Corporate bond rates provided by Monody's as of October 1.2009. TIRED OF EARNING PRACTICALLY NOTHING ON YOUR FIXED INCOME INVESTMENTS? You can generate a higher yield with our tax favored Annuity Arbitragem Schechter Wealth Strategies will consult with you and your advisors on ways to provide guaranteed income for today and a return of principal for tomorrow'. If you or your family has money in bonds, talk to Schechter to learn if you or your parents can qualify for this proven strategy that has been recommended by many of the area's top law, accounting and money management firms. Program minimum: $250,000 SCHECHTER UNCOMMON SOLUTIONS WEALTH STRATEGIES to Preserve, Leverage & Transfer ANNUITYARBITRAGE To receive a step by step guide to fixed Annuity Arbitrage.' and to find out if you are eligible call 248.731.9500 Income Today. Return of Principal Tomorrow, 251 PIERCE, BIRMINGHAM, MI 248.731.9500 WWW,SCHECHTERWEALTH.COM 'Guarantees provided by life insurance products are subject to the c aims-paying ability of the issuing insurance company. Annuity arbitrage involves the purchase of both an annuity and life insurance policy and all standard issues and risks would apply. The differences in methods of pricing products between the different insurance carriers may not be sufficient for the strategy to be effective. If an annuitant fives beyond his/her life expectancy, payments will continue at the same dollar value but they become taxable entirely as ordinary income. Any policy withdrawals, loans, and interest will r ed uce policy values and may reduce benefits or cause the policy to lapse. *Securities offered through NFP Securities, Inc., (NFPSI) a Broker/Dealer and Member FINRA/SIPC. Schechter Wealth Strategies is an aff hate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp., the parent company of NFP Securit es, Inc. Schechter Wealth Strategies and NFPSI do not offer legal or tax advice. Clients must consult with their tax and legal advisors. 42 October 22 • 2009 iN 1470740 r. Sapir Handelman, a pioneer in people- to-people grassroots diplomacy between Israelis and Palestinians, has been appointed visiting assistant professor for the 2009-2010 academic year in the Center for Peace and Conflict Studies, a unit in the College of Liberal Arts and Sciences at Wayne State University, Detroit. He will teach Dr. Handelman courses and conduct commu- nity outreach activities on issues involving peace building in the Mideast and other regions of con- flict. He earned advanced degrees in economics and philosophy from Tel Aviv University and spent the last three years as a post-doctoral fellow and associate at Harvard University in Cambridge, Mass., and as the Lentz Fellow in Peace and Conflict Resolution Research at the University of Missouri-St. Louis Center for International. Studies. He is creator of the Mind of Peace Experiment, a citizen-based dialogue in which teams of five to six Israelis and Palestinians from all walks of life come together for three days of discussion aimed at negotiating agreements to end vio- lence and solve underlying conflict issues. The method is meant to supple- ment and extend efforts at the leadership level so the public comes to identify with and gain trust in peacemaking efforts. Talks proceed with an open community audience, which may participate in the conversation during the last segment of each session. The goal of the process is to elect delegates to a common citizen assembly for negotiations regarding implemen- tation of improved living condi- tions in the region. Handelman is available for speaking and public service engagements with community groups and can be reached at the Center for Peace and Conflict Studies, (313) 577-3453.1 1