N F. W
FIXED INCOME YIELDS
MEMOS from page 38
ANNUAL PRE-TAX'TEED OF FIXED RATE INVESTMENT OPTIONS
easury and Municipal bond rates tIOITI www.bloomberg.com . October 5. 2009. Corporate bond rates provided by Moody's as of Odour 1. 2009.
TIRED OF EARNING PRACTICALLY NOTHING ON YOUR FIXED INCOME INVESTMENTS?
You can generate a higher yield with our tax favored Annuity Arbitragel:m Schechter Wealth Strategies will
consult with you and your advisors on ways to provide guaranteed income for today and a return of principal
for tomorrow'. If you or your family has money in bonds, talk to Schechter to learn if you or your parents can
qualify for this proven strategy that has been recommended by many of the areas top law, accountino and
money management firms. Program Mi11ial177: $250000
WEALTH STRATEGIES i
income Today. Return of Principal
to Preserve, Leverage & Transfer
To receive a step by step guide
to fixed Annuity Arbitrage,
and to find out if you are eligible
251 PIERCE, BIRMINGHAM, MI I 248.731.9500 1 WWW.SCHECHTERWEALTH.COM
'Guarantees provided by life insurance products are subject to the claims-paying ability of the issuing insurance company.
Annuity arbitrage involves the purchase of both an annuity and life insurance policy and all standard issues and risks would apply. The differences in methods of pricing products between the different insurance
carriers may not be sufficient for the strategy to be effective. If an annuitant lives beyond his/her life expectancy, payments will continue at the same dollar value but they become taxable entirely as ordinary income.
Any policy withdrawals, loans, and interest will reduce policy values and may reduce benefits or cause the policy to lapse.
*Securities offered through NFP Securities, Inc., (NFPSI) a Broker/Dealer and Member FINRA/SIPC. Schechter Wealth Strategies is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners
Corp., the parent company of NFP Securities, Inc. Schechter Wealth Strategies and NFPSI do not offer legal or tax advice. CI ents must consult with their tax and legal advisors.
October 8 a 2009
Voted to be part of the top 5
percent of lawyers in the state,
several Kemp Klein Law Firm
attorneys are listed in Michigan
Super Lawyers 2009: Irwin
Alterman of West Bloomfield
for business litigation; Earle
Endelman and Alan May, both of
Bloomfield Hills, for estate plan-
ning and probate; Stuart Sinai
of West Bloomfield for securities
and corporate finance; Robert
Feldstein, president of Robert Z.
Feldstein PC, who is of counsel
to Kemp Klein Law Firm, is listed
for family law.
Colossal Collection Day
Bookstock is in need of books
and other media for its annual
sale, and a convenient donation
location has been scheduled.
There will be a drive-through
and drop-off opportunity for con-
tributions of used books, books
on tape, records, video, CDs and
DVDs at 11a.m.-1p.m. Sunday,
Oct. 25, at Bloomfield Plaza, on
the southwest corner of Maple
and Telegraph roads, Bloomfield
Receipts will be provided for tax
In addition, volunteers are being
sought for sorting on Wednesdays
through March 31.
Call (248) 645-7840, ext. 365,
Schmier Concert Planned
Sonia Lee on violin and Shawn
McDonald on piano will perform at
Temple Israel at 7:30 p.m. Sunday,
Call the temple, (248) 661-5700,
for free tickets.