7asiness Professional Market 11/111 2 Marke DOWN Earth And Roots Pasteur alumni teach today's students about Earth Day. E How does an 8% GUARANTEE sound right now? Perhaps it sounds too good to be true. Over the past 5 years Schechter Wealth Strategies has helped nearly 100 families and endowments design a safe and secure* Annuity Arbitrage Program'''' that has guaranteed favorable returns on millions of dollars. Schechter will consult with you and your advisors on ways to couple a fixed annuity and a fixed life insurance policy that can provide returns above today's bond rates. If you have funds earmarked for the long term and liquidity is not critical, talk to Schechter to learn if you or your parents qualify for this proven wealth strategy. Contact Jason Zimmerman, Senior Managing Director and in about 5 weeks we can find out if you qualify and what your exact yield could be. Program Minimum: $250, 000 SCHECHTER WEALTH STRATEGIES UNCOMMON SOLUTIONS to Preserve, Leverage & Transfer 251 Pierce, Birmingham. MI i 248.731.9500 I www.schechterwealth.com Paul M. Snider Bradley K. Feldman, JD Annette M. Marschall Christopher J. Hale Marc R. Schechter Robert V. Schechter, MBA, CLU, ChFC Jason R. Zimmerman. MBA. CLU Robert F. Boesiger, CPA, JD. LLM liana K. Liss Robert M. Heinrich, JD An annuity arbitrage is a guaranteed contract with an investment grade insurance company where payment comes ahead of all non-guaranteed obligations of the company (i.e., cash values in excess of guarantees) as well as payments to stockholders' or bondholders' of the insurance companies. Guarantees : ranking, and benefits provided by life insurance products are 1470610 subject to the claims-paying ability of the issuing insurance company. B2 April 30 2009 arth Day was celebrated at Pasteur Elementary School in Detroit on April 22 with the help of 16 former students. The Pasteur Elementary School Alumni Foundation sponsored a day of read- ing The Lorax by Dr. Seuss to every class at the school from preschool to sixth grade including students in special education classes. More than 40 years ago, the late author Theodor Geisel, a.k.a. Dr. Seuss, wrote the book to make peo- ple aware of saving the Earth. With each reading, volunteer readers lead a discussion with the students on ideas they might have to save the Earth. Then a list of activi- ties, with which they can be involved to help the environment, was given to the teacher and the students. Alumni included those who attended Pasteur between 1954 and 1988. They came with stories and memo- ries to share with the students. Marcy Feldman began the founda- tion 12 years ago with the help of Debbie Manning. Feldman serves as its president. There are 1,000 former students on their database with more than 200 paid members. Dues help provide books, supplies and scholarships for college. The volunteers are involved with reading, tutoring and giving books to the students throughout the year. They also help fund special projects. Some alumni included Dr. Joel Appel, Howard Davis, Marjory Epstein, Fran Gross, Betsy Heuer, Paula Kalt, Dr. John and Judy Marx. Bagley Elementary alum Morrinne Maltzman also volunteered. ❑ For information on forming a similar program at another ele- mentary school, to volunteer or join the foundation, access the Web site at: pasteuralumni.org .