How does an

8% GUARANTEE sound right now?

Perhaps it sounds too good to be true. Over the past 5 years Schechter Wealth Strategies has helped nearly

100 families and endowments design a safe and secure* Annuity Arbitrage Program - that has guaranteed favorable

returns on millions of dollars. Schechter will consult with you and your advisors on ways to couple a fixed annuity

and a fixed life insurance policy that can provide returns above today's bond rates. If you have funds earmarked for

the long term and liquidity is not critical, talk to Schechter to learn if you or your parents qualify for this proven

wealth strategy, Contact Jason Zimmerman, Senior Managing Director and in about 5 weeks we can find out if you

qualify and vi./hat your exact yield could be. Program Minimum: $250,000

Jason R. Zimmegnari, MBA. CU! Bradley K. Feldman, JO
Macf1,4;. DO, LUTCF Annette M. Niarschall
jo;--.ep n
C-hr:stcrp,:3rJ. HPau: %-1. Snider Rebell M. Heiiimh.
M
R
V. Schechter. MBA. Cl U. C.:FC-
Cr-A. JO LIM
I.-in3 Liss Robert F

SCHECHTER I

UNCOMMON SOLUTIONS

WEALTH STRATEGIES 1 to Preserve, Leverage & Transfer

251 Pierce. Birmingham. MI 1248/31.9500 I 17.A.m.v.schechterwealth.com

*An annuity arbitrage is a guaranteed contract with an investment grade insurance company where payment comes ahead of all non-guaranteed obligations of the company (i.e., cash values in excess of guarantees) as well as payments
to stockholders' or bondholders' of the insurance companies. Guarantees, ranking, and benefits provided by life insurance products are subject to the claims-paying ability of the issuing insurance company.

January 22 0 2009

A31

