a__ Market= How does an Marke O 8% GUARANTEE sound right now? Perhaps it sounds too good to be true. Over the past 5 years Schechter Wealth Strategies has helped nearly 100 families and endowments design a safe and secure* Annuity Arbitrage Program that has guaranteed favorable returns on millions of dollars. Schechter will consult with you and your advisors on ways to couple a fixed annuity and a fixed life insurance policy that can provide returns above today's bond rates. If you have funds earmarked for the long term and liquidity is not critical, talk to Schechter to learn if you or your parents qualify for this proven vtealth strategy. Contact Jason Zimmerman, Senior Managing Director and in about 5 weeks we can find out if you qualify and what your exact yield could be. Program Minimum: $250.000 Ziarherm;n. MBA, CLU Bradley Feldman. JO jcceph ttil:r.zoga. LIC. LUTCF Marschaii Christopher .1. Hale. Paul M. RcL-..rt- M. Heinrich. •D Mare. R. Schaller i Robrf1Lhter. MBA. CLU. ChFC !lane K. Liss Rclbe.ft F. 1- -;c4...siger. CPA JO. LLM 1 41*_. SCHECHTER , WEALTH STRATEGIES I UNCOMMON SOLUTIONS to Preserve, Leverage & Transfer 251 Pierce. Birmingham. MI 1248.731.9500 I www.schechterwealth.com An annuity arbitrage is a guaranteed contract with an investment grade insurance company where payment comes ahead of all non-guaranteed obligations of the company (i.e., cash values in excess of guarantees) as well as payments to stockholders or bondholders' of the insurance companies. Guarantees, ranking. and benefits provided by !tie insurance products are subject to the claims-paying ability of the issuing insurance company.