Perhaps it sounds too good to be true. Over the past 5 years Schechter Weaith Strategies has helped nearly 100 families and endowments design a safe and secure' Annuity Arbitrage Program - that has guaranteed favoraLe '~ returns on millions of dollars. Schechter will consult with you and your advisors on ways to couple a fixed a-nu:ty and a fixed life insurance policy that can provide returns above today's bond rates, If you have Funds earmarked for the long term and liquidity is not critical, talk to Schechter to learn if you or your parents qualify for this proven wealth strategy. Contact Jason Zimmerman. Senior t.:anag ng D rec cr an n about 5 weeks we can find out if you qualify and what your exact yield could be Program Minimum: $250,000 Jason R. Zimmerman. MBA, CLU Bradley K. Felclman. Ju Joseph W Maczuga, UO..UTCF Annette M. Marschali Christopher J. Hale Paui M. SrlidEf rif.It'Yart M. Heinrich: JD Marc R. Schechter Robert V. Schechter. MBA. CLI. ChFC liana K. Liss Robert F. Boesiger, CPA. JD, LLM SCHECHTER WEALTH STRATEGIES i UNCOMMON SOLUTIONS to Preserve, Leverage & Transfer 251 Pierce, Birmingham, MI 1 248/31.9500 I www.sche&terwealth.com An annuity - arbitrage is a guaranteed contract with an investment grade insurance company where payment comes ahead of all non-guaranteed obligations of the company (i.e., cash values in excess of guarantees) as well as payments to stockholders or bondholders' of the insurance companies. Guarantees, ranking. and benefits provided by life insurance products are subject to the claims-paying abilibj of the issuing insurance company.