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skills solely to designing plans to: Increase Cash Yields from Existing Bond Portfolios, Transfer Wealth to Reduce Gift and Estate Tax,

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Bradley K. Feldman, JD Joseph W. Maczuga, LIC, LUTCF
Annette M. Marschall* Christopher J. Hale* Paul M. Snider
Robert F Boesiger, CPA, JD, LLM Marc R. Schechter
Robert V. Schechter,* MBA, CLU, ChFC
Jason R. Zimmerman,* MBA, CLUillana K. Liss
Robert M. Heinrich, JD

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October 23 • 2008

A45