Is your Municipal Bond Portfolio getting the attention it deserves? I'm a 20 year veteran of the securities industry having spent the majority of my career as a municipal bond trader, inventorying and placing Jewish Detroit's Allure Michigan Municipal Bonds with both retail and institutional investors. Entrepreneur finds business, communal attractions strong. I have the expertise and skills to understand your needs, and together with the appropriate specialists, Sta ff p ho to by Ang ie Ba will help develop a solution designed for you. Paul A. Harris, Financial Advisor Oppenheimer & Co. Inc. 325 North Old Woodward Avenue Suite 370 Birmingham, MI 48009 (248) 593-3742 • (800) 422-2820 paul.harris@opco.com PPENHEIN ~ R Oppenheimer & Co. Inc. is a Member of All Principal Exchanges and Member SIPC. Oppenheimer & Co. Inc. does not provide legal or tax advice. Contact your legal or tax advisor for specific advice regarding the suitability of Municipal Bonds in your portfolio. 1424370 Become historically significant. How will we be remembered 100 years from now? What will be said of our choices, our jobs, our lives? What knowledge will it take for you to live a life of substance not only for today, but tomorrow? A JTS education will help you answer these questions. You will be immersed in the ancient texts of Judaism and in communal issues of contemporary significance. JTS offers undergraduate, graduate, cantorial, and rabbinical degrees to prepare religious, academic, educational, and lay leaders for the Jewish community and beyond. Look into it. OJTS The Jewish Theological Seminary 3080 BROADWAY NEW YORK, NY 10027 (212) 678-8000 • www.jtsa.edu A40 September 11 • 2008 10 Greg and Nikki Schwartz amid tools of his trade: cellphones Robert A. Sklar Editor W List College The Graduate School H. L. Miller Cantorial School Davidson Graduate School of Jewish Education The Rabbinical School hen he was deciding where to base his mobile software business, Michigan quickly rose to the top of the list. "Despite challenging economic times, I believe that there is a very strong future for Michigan business;' said Greg Schwartz, 27, of Bloomfield Hills, founder and CEO of Mobatech. "In addition to a lower cost of living, there are a number of programs tar- geted to entrepreneurs throughout the state!" The Detroit native cited SPARK, Ann Arbor's economic devel- opment organization, and the University of Michigan's Engineering Entrepreneurship Center. Both, he said, offer invaluable resources that range from business growth mentor- ing to student and professor con- nections. Mobatech earned SPARK'S Entrepreneur Boot Camp's Best of Boot Camp Award against 15 other local companies in the business plan competition. At Mobatech, Schwartz designs and develops productivity and lifestyle applications for cell phones. Since founding the company in 2003, he