Does your life insurance firm NEED advisors with
CPA, JD, LLM,
MBA, CLU & ChFC
after their names?
Well, we think so...
Combining our team's diverse knowledge and experience with life insurance products leads
to uncommon solutions. We believe the more educated we are, the better we are. While our attorneys and CPAs don't draft legal
documents or prepare tax returns, their experience helps us design custom solutions for our clients to positively impact family
wealth. Since 1939, Schechter has been quietly working with families and their advisors to help:
Increase
Cash Yields from
Existing Bond Portfolios
Transfer
Wealth to Reduce
Gift and Estate Tax
Leverage
Philanthropic Gifts
Reduce
Costs of Existing
Life Insurance Portfolio
Sell
Unwanted Existing
Policies
Robed V. Schechter; MBA, CLU, ChFC Jason R. Zimmerman; MBA, CLU Marc R. Schechter Robert M. Heinrich, JO liana K. Liss
Robert F Boesiger, CPA, JD, LLM 1 Paul M. Snider Bradley K. Feldman, JD Joseph W. Maczuga, LIC, LUTCF I Christopher J. Hale'
SCHECHTER
WEALTH STRATEGIES
UNCOMMON SOLUTIONS
to Preserve, Leverage & Transfer
251 Pierce, Birmingham, MI i 248.73 .9500 www.schechterwealth.com
*Securities offered through NFP Securities, Inc., a Broker/Dealer and Member FINRA/SIPC. Schechter Wealth Strategies is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp., the parent company of NFP Securities, Inc.
Neither National Financial Partners Corp. nor NFP Securities, Inc. offer tax or legal advice. The number of bidders for a policy may be limited, proceeds from sales of similar policies may vary and may be subject to claims of creditors. Receipt of proceeds
may impact eligibility for government benefits and entitlements. Prior to sale, the insured should consider the continued need for coverage, impact to estate plans, availability of insurance, cost of comparable coverage, tax implications. There may be high
fees associated with the sale of a life settlement. Premium Financing is subject to the lender's collateral and financial underwriting requirements. Lenders typically require additional collateral during the early years of a policy in the form of cash, cash
equivalents, marketable securities, a personal guaranty or a letter of credit from a bank approved by the lender. Interests in closely held businesses and real estate are not generally acceptable collateral. Premium Financing is complex and involves many
risks, such as the possibility of policy lapse, loss of collateral, interest rate and market uncertainty, and failure to re-qualify with the lender to keep the financing in place and maintain the desired level of insurance protection. In certain situations, additional
out-of-pocket contributions may be required to retire the debt and/or maintain the desired level of insurance protection. A well planned exit strategy should be in place prior to accepting any financing arrangements.
July 10 • 2008
A33