we Hedge, Bu Sell & Manage I Life Insurance • If you knew the uncommon ways Schechter Wealth Strategies utilizes life insurance to generate and transfer wealth, you'd have called us yesterday. Since 1939, Schechter has been quietly working with families and their advisors using life insurance in sophisticated and uncommon ways. Schechter is one of a few elite firms in the country that has a multi-disciplined team of JDs, CPAs, CLUs and MBAs applying their expertise solely to the design of life insurance-based solutions. Generate Cash Flows in Excess of Fixed Income Market Yields Transfer Wealth with No Gift or Estate Tax Consequences Leverage Philanthropic Gifts Reduce Costs of Existing Life Insurance Portfolio Sell Unwanted Existing Policies Come meet with us...before tomorrow becomes yesterday. Robert Schechter, MBA, CLU, ChFC • Jason Zimmerman, MBA, CLU • Marc R. Schechter • Robert M. Heinrich, JD • Robert F. Boesiger, CPA, JD, LLM Paul Snider • Bradley K. Feldman, JD • Ron Dumars • David Elkin, JD, CPA • Kelli Saperstein • liana Liss • Joe Maczuga, LIC, LUTCF • Christopher Hale SCHECHTER WEALTH STRATEGIES UNCOMMON SOLUTIONS to Preserve, Leverage & Transfer 251 Pierce, Birmingham, MI • 248.731.9500 • www.schechterwealth.com November 29 2007 C13