Light is sown for the righteous and gladness for the upright in heart. —Psalm 97:11 sung on Yom Kippur 64 11/(df H E 13 410111.111111 - acknowledges its Charter Members with deepest gratitude. Their generosity enables Hebrew Free Loan to provide short-term, no-interest loans to hundreds of individuals and families in their time of need. Phyllis and Martin Abel Caryn and Jerry Acker Linda and Allan Adelson Laura and Mark Adler Raquel and Bernard Agranoff Marjorie and Robert Alpern Lyubov Amromina Joanne and Daniel Aronovitz Mindy and James Aronovitz Thomas August Henry Auslander Lolly and Howard Averbuch Robert Baer Beverly Baker Laurie and Michael Banks Lisa and Andrew Barbas Nancy Barbas and Jonathan Sugar Liz and Jeff Barker Vicki Barnett and Mark Steckloff Lori and Marc Barron Bari Beckett Bunny and Sherwin Behrmann Marilyn and Harvey Beim Susan and Steven Belen Miriam and Ron Bergman Kathryn Cannon and Scott Berk Linda and Michael Berke Alice Berlin Hadas and Dennis Bernard Judy and Ed Berne Beth Bernstein Mark Bernstein Susan and Sam Bernstein - in memory of Tanya Bandit - in honor of Ed Bernstein - in memory of Molly Olsman - in honor of Arlene Pierce Barbara and Stan Bershad Sandy and Alan Bittker Roselyn and Stanford Blanck Ellen and Marshall Blau Jean and Howard Bleiwas Michelle and Mitchell Bleznak Barbara and Douglas Bloom Ken Bloom Theresa and Robert Blum Linda and Paul Blumberg Carol and Richard Blumenstein Penny and Harold Blumenstein Kathleen and Robin Blumer Julie and Eric Borman -in honor of Julie Perlman and Jerry Lande Marlene and Paul Borman Ina and Keith Bornstein Beth and Avi Brandvain Matilda Brandwine* Julie Pincus and Hugh Broder Lisa and Richard Broder Ruth and Brewster Broder Alexandra and Morton Brody Lisa and Gerald Brody Lily and David Broner Sharon and Richard Brown Allison Seiko and David Brownstein Lucy and Zoran Bucan Rachel and Lee Buckman Gail and Arnie Budin Kasey and David Bussell Judy and Bernard Cantor Judy Cantor Robyn and Robert Canvasser Natalie and Manny Charach Riki, Madison and Nate Chomsky Susan and David Chomsky David Christensen Susie and Robert Citrin Lois and Avers Cohn Miriam and Les Colburn Arnold Collens Michael W. Colton Trust Mari and Alex Cooper Sue and Michael Curhan Cindy and Harold Daitch Lauren and Marvin Daitch Peggy Daitch Sharon and Jay Daitch Betty and Marvin Danto Suzi and Lawrence Dell Sandy and Dennis Dembs Brad Deutch ElsieDeutch -in memory of Harvey Alan Deutch -in memory of Joseph Deutch Stephanie Deutch Laura and Theodore Dibble Emily and Peter Dresslar Jean and Howard Dubin Shirley Ducatman Estelle and Philip Elkus Mary and Jerry Ellis Marjory and Donald Epstein Beth and Earle Erman Debbie and Robert Ernst Markus Ernst Susan Levin-Faitler and Gary Faitler Jennifer and Jeffrey Farber Julie Feiler and Graham Eavis Mark Feinberg Irina Feldman Stephen Feldman Robin and Michael Fenberg Dolores and Milton Fishman Amy and Jack Folbe Stacey and Mitch Folbe Ruth and Irving Foon Barbara Frankel and Ronald Michalak Dale and Bruce Frankel Laurie Frankel Mark Frankel Maxine and Stuart Frankel Rema Frankel Sharon and Herman Frankel Lee Franklin-Keydel Marion and Michael Freedman Shaindy and Rabbi E.B. Freedman Diana and Sy Freilich Cathy and Howard Fridson Sarah Deson and Harold Fried Babette and Aaron Friedman Miriam and Stanley Friedman Eunice Galperin Carol Gamber and Cary Gottlieb Margot and Herbert Gardner Lori and Larry Garon Vera and Jimmy Gell -in honor of Myrna and Mickey Shanker Lynda and Conrad Giles Sherry and Scott Gittleman Debbie and Jerome Glassman Sherri and George Glassman Paula and Louis Glazier Barbara and Fred Goldberg Tom Goldberg Edith and Alan Goldman Jerome Goldman Nancy and Lary Goldman Adele and Herb Goldstein Arna and Michael Goldstein Brian Goldstein Charlotte and Ronald Goldstein Daniel Goldstein Diane and William Goldstein Iris and Stuart Goldstein Laura and Scott Goldstein Margaret and Bernard Gonik Julie and Brian Gordon Susan and Robert Gordon Stacy and David Gordon Brenda and David Gottlieb Sarah and Harold Gottlieb Vivian and Norman Gottlieb Miriam Foner-Gould and Eric Gould Eileen and Gerald Granadier Barbara and Barry Grant Nancy and James Grosfeld David Gumenick Janet Gumenick Sue and Sam Gun Suzi and Robert Guntmacher Beth and Bruce Gursky Larry Gursten Howard Gurwin Cheryl and Dan Guyer Toby and Samuel Haberman - in honor of Bob Hoffman Fran and Paul Hack Margot and Jerome Halperin Shirley and Stanley Halprin Joanie and John Hamburger Rose and David Handleman Patty and Mark Heron Debra and Lawrence Harwood Jan and Harry Herkowita Ophelia and Leonard Herman Kimberly and Jeffrey Himelhoch Bonnie and Gary Hollander Terrie and Martin Hollander Carol and Paul Hooberman Barbara and Michael Horowitz Andrea Sachse Hurwitz and Ronald Hurwitz Jill and Lee Hurwitz Helen and Simon lndianer Roberta and Paul Ingber Hilary and Selwyn Isakow Judy and Jacob Ishakis Carol and Jerry Israel Yelena and Alexander lsraetel David Jacobson Karen Jacobson and Carl Starr Michelle and Stanley Jacobson Mildred and Ted Jacobson Nancy and Joseph Jacobson Roslyn and Scott Jacobson Brenda and Ira Jaffe Barbara and Donald Janower Deborah Johnson Ruth and Irwin Kahn Paula and Melvyn Kalt Steven Kalt Carol and Alan Kandel Austin Kanter Nancy and Mitchell Kantor Lois and Robert Kaplow Hazel and Robert Karbel Gabriella and Alexander Karp Esther and Nathan Katz Sue and Morrey Katz Mary and Norman Keane Karen and Michael Kalman Naomi and Jerome Kalman Fern and Brian Kepes Judy and Richard Kepes Gyulnara Kerimova Sherri and Jimmy Ketai Sandy and David Kirsch Zita and Donald Kirsch Nori and Mark Klar Barbara and Edward Klarman -in honor of Liesl, Jay and Lucy Most Eileen and Harvey Kleiman Diane and Emery Klein Diane and Steven Klein Ellen and Marc Klein Linda and Tom Klein Lyn and Daniel Klein Irina and Aleksandr Kleyner To them and to all in our community, we wish a new year filled with life's sweetest blessings. Richard Broder President, HFLA 32 Sam Bernstein Chairman, Friends of HFLA Jonathon Koenigsberg Jay M. Kogan Lyudmila Kogan Judy and Richard Komer Kenneth Korotkin Nicole and Richard Kovacs Jackie and Larry Kraft Vera Krasnikov and Leonid Krankurs Jodie and Steven Krasnick Nancy Krawitz Emily and Joseph Krinsky Shelly and Ralph Krochmal Rosanne and Thomas Kukes Irina Khodakova and Gennadiy Kuperman Nancy and Larry Kushkin Susan and Harvey Kutinsky Beverly and Irving Laker Renee and Martin Laker Alene and Graham Landau Gail and Donald Lansky Carolyn and Rex Lanyi Patricia and Thomas Laub -in honor of Michelle and Stanley Jacobson Melissa and Lawrence Lax Karen and Bruce Lazar Susie and Scott Leemaster Sandy and William Lefkofsky Carolyn and Arie Leibovitz Kathryn and Richard Lenter Joyce and Henry Leopold Liz and Barry Leshman Anna and Yale Levin Deni and Robert Levin Karen and Tony Levin Nicole and Jeffrey Levine Ronna and Douglas Levine Linda and Robert Levy Nancy and John Levy Rita and Stanley Levy Mark Lewis Rochelle and Arthur Lieberman Vivian Lieberman Linda and Kenneth Lipson Gayle and Robert Lisiecki Beverly and Arthur Liss Judy and Robert Liss Gail and Martin Lofman Nancy and Howard Luckoff Eric Lumberg Susan and Bruce Luria Adam Lutz Linda and Eric Lutz Benard L Maas Foundation Donna and Michael Maddin Beth and Steve Margolin Carolyn and Steven Marks Marjorie and Milton Marmon Jennifer and Robert Mattler Michigan Israel Investment Club Charles and Florence Milan Fund Miriam and Bruce Milan Jackie and Myron Milgrom Martin Miller Sarah and Stuart Miller Barbara and Lawrence Millman Elyse and Elliot Milstein The Minkin Family Foundation Liz and JJ Modell Sandra and Robert Moers Beth and Josh Mondry Miriam Mondry Sheila and Eugene Mondry Shirley Mopper Muriel and Bernard Moray Suzanne and Steve Morgan Linda and Douglas Mossman Ellen Must Mary Must Suretta and Alan Must Anita and Robert Naftaly Roz and Lawrence Nemer Sarah and John Nemon Natalie and William Newman Lynda and Larry Newsome Richard Nodal Margi and Morry Opperer Diane and Randall Orley Andrea and David Page Susan and Steven Parzen Janet and Al Paulikas Rhoda and Stephen Paull DeeDee and Michael Perlman Marianne and Jerome Pesick Sylvia and Milton Pierce Phyllis and Robert Pilcowitz Emily and Jeffrey Pitt Ina and Murray Pitt Samuel W. Platt* Lori and Maurice Pogoda Suvanne Prussian Peter Remington Alla and Mikhail Reznikov Joyce and Ronald Rich Eunice and Milton Ring Phyllis and Donald Rochen Renee and Morris Rochlin Susan and Arthur Rodecker Sigmund and Sophie Rohlik Foundation Rona Roses Trust Harriett and Fred Rosen Robyn and Roy Rosen Mildred and Edward Rosenbaum Lisa and Mark Rosenberg Dulcie and Norman Rosenfeld Marta and Ben Rosenthal Linda Roth Joyce and Ronald Rothstein Julie and Adam Rothstein Carol and William Rubenfaer Lois and Alvin Rubin Lynn and Harvey Rubin Charlotte and Harold Rubinstein Elaine Sabbota Carol and Aaron Sable Mischa Sachs Barbara and Charles Sachse Todd and Karen Sachse Peggy and Mark Saffer Kim and Jeff Sakwa Rosellen and Steven Sallen Mindy Salzberg-Siegel and Harry Siegel Enid and Fred Schatz Bluma and Robert Schechter Susan and Mark Schechter Charles Schiff Schostak Family Support Foundation Cindy and Melvin Schwartz Howard Schwartz Janice and Michael Schwartz Karenand Robert Schwartz Meryl and Ronald Schwartz Sandy and Alan S. Schwartz Elaine and Michael Serling Linda and Jeffrey Serman Jeffrey Serwin Bruce Seyburn Cindy Shaffran and Gary Schwartz Andrew Shapack Richard Shapack Joel & Lorraine Shapiro Family Support Foundation Simcha Shapiro Laura and Manuel Shelden Susan and David Shepherd Howard Sherizen Eileen and Stuart Sherman Ellen and David Sherman Joyce and Donald Sherman Rita and Paul Sherr Judith and James Shirley Judy and Kent Siegel Roger Siegel -in memory of Bonnie Siegel Liz and Kenneth Silver Marilyn and Robert Silver Ilene and Morton Silverman Shayna and Morris Silverman Mariya and Aleksandr Simanovskiy Stuart Sinai Carol Singer Debra Singer and children -in honor of Miles Singer Lenore Deutch Singer and Alan Singer Sherrie and Danny Singer Libby and Leo Sklar Donna and Robert Slatkin Cathy and Richard Slavik Sheila and Richard Sloan Carol and Curtis Slotkin . Pam and Randy Smith Janet and Stuart Snider Adele and Jerome Sonenklar Sydelle and Sheldon Sonkin Nancy and Neil Sosin Ella and Vitaly Sonkin Aliza and Gabriel Sosne Randy and Samuel Stahl Sandy and Jay Stark Marion and Bert Stein Debby and John Steinberg Brenda and David Steuer Teri and Alan Stiebel Lawrence Stocker Debra and Alan Strickstein - in honor of Susan Sadley Janetand Ronald Strote Sherry and Michael Surnow Kim and Gary Taub Sharon and Charles Taylor Ellen and Charles Tenser Michael Tobin Malke and Gary Torgow Nancy and Brent Triest Borislava and Dmitriy Urman Judy and Coleman Verona Arlene and Steven Victor The W.W. Group, Inc. Eileene and Jeffrey Wachler Barbara and David Wallace Janet and Glenn Warsh Gwen and Evan Weiner Jodi and Robert Weinfeld Nancy and Jeffrey Weinfeld Rita and Arthur Weinfeld Barbara Weintraub and Larry Yanitz Marilyn and Clifford Weisberg Vera and Andor Weiss Robyn and Robert Waltman Bert Whitehead Orna and Reid Willis Amy Willens and Ben Rosenberg Brooke and Paul Wolf Andi and Lawrence Wolfe Liz and Stephen Wood Ralph Woronoff Phyllis and Harvey Yates Marla and Steven Zack Esther and Neal Zalenko - Jennifer Zalenko and Todd Goodbinder Carol and Gene Zamler * of blessed memory Listing as of 9/12/2005 To learn how you can become a Friend of Hebrew Free Loan Association as a contributor to its annual giving program, please call 248-723-8184, or e-mail mkeane@jfmd.org 6735 Telegraph Road, Suite 140 • Bloomfield Hills, MI 48301 A private donor sponsored this ad. October 6 . 2005