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from page 21

bottom-line amount he enters for any
job search he does.
"It's amazing, but you pull up a lot of
positions with my background that are
paying far in excess of that," he said.
"Doesn't mean I wouldn't take less."
When Cohen came back in 1990, it
was the middle of the recession; and
with every job she was laid off from, her
salary began to slide and so did any hope
of catching up.
"I went from $65,000 to $55,000 to
$30,000 to $12,000 in income," she
said. "you know there's no way in hell
you're going to be able to make up all
that lost time if you ever get back into a
job."
She said she'd be willing to start in a
job that paid in the mid-$30,000s.

Other Problems

Herschelman's health insurance is cov-
ered through his wife's job at Ford
Motor Company, but Cohen spends
$290 a month as a single woman for
COBRA health benefits.
She hopes to find some work through
temporary employment agencies. In the
meantime, she has applied for unem-
ployment compensation, but there's an
eight-week delay to process a claim
because of the backlog.
And any unemployment compensa-
tion she may receive will be taxable.
"You can be paying taxes and your
COBRA payments and have nothing
left," she said.
JVS does not help with financial mat-
ters, but Jewish Family Service, consid-
ered an "agency of last resort" in finan-
cial assistance, might be able to help.
JFS, which refers about 20 percent of
its cases to JVS, has seen a marked

• JVS provides career development
and employment services that
include job search services and
placement assistance, employer
forums and specialized services for
middle- to upper-level managers,
women who have lost their primary
source of income, college students
and students with disabilities.

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increase in "the new Jewish poor."
Debra Edwards, JFS program director
of case management services, said the
number of families in desperate situa-
tions began to grow after 9-11.
"People who never thought they'd be
unemployed lost their jobs," she said.
JFS provided emergency financial
assistance for 450 Jewish families last
year, compared to 185 in 2001, and 80
percent were due to unemployment.
Anyone requesting emergency finan-
cial assistance is assigned to a case man-
ager, Edwards said.
"We do a short- and long-term plan,"
she said. "We look at what the potential
resources are, what their capacity to help
themselves is. We consider family mem-
bers as potential income resources as well
as community and government
resources. If there's an emergency need,
we develop a short-term plan to resolve
that."
It's the new cases that surprise
Edwards, especially the engineer who
lost his job four years ago.
The husband has worked off and on,
his wife is working part time, and
they've exhausted all their resources.
They didn't seek any help until recently.
"He has his house up for sale,
Edwards said. "He's willing to take any
job, even for minimum wage, but no
one wants to hire him. His wife is still
trying to do what she can, but her abili-
ties are limited, she doesn't have the skill
level he does."
This family isn't alone, she said.
"These are people who are just devas-
tated by their circumstances and would
do anything to get back to where they
were," she said. "And for many of them,
they never will." ❑

• Jewish Family Service provides tra-
ditional counseling, which includes
treatment for substance abuse, families
in crisis and domestic violence, also
emergency financial assistance.

West Bloomfield Facility
6555 W. Maple Road
West Bloomfield, Mich. 48322
(248) 592-2300

Southfield Facility
29699 Southfield Road
Southfield, MI 48076-2063
Phone: (248) 559-5000

25900 Greenfield Road Suite 405
Oak Park, Mich. 48237
(248) 592-2300
www.jfsdetroit.org

West Bloomfield Facility
6600 West Maple Road
West Bloomfield, MI 48322
Phone: (248) 661-8100
www.jvsdet.org

• Bloomfield Township-based Hebrew
Free Loan Association offers short-
term, interest-free loans to Jews con-
fronting a crisis or urgent need: (248)
723-8184

