Volunteers Needed Jewish Community Chaplaincy Program & JHAS Guardianship Program — 1-4 hours a month at your convenience. Friendly visi- tors and other opportunities to help Jewish residents of non- Jewish care facilities. Shirley Jarcaig (248) 661- 2999, ext. 300 Fleischman Residence/Blumberg Plaza and Brown Memory Caie Pavilion — Trip escorts, entertainment hosts, movie night hosts, bingo callers, jewelry/craft assistants, perform- ers and general activity assistants Janet Antin (248) 661-2999. Yad Ezra — Clerical, warehouse and delivery tasks. (248) 548 3663. Using your home to get money is easy. Mini-School Retreat Set Students of the Florence Melton Adult Mini-School and all those interested in broadening their per- spective on American Jewish history are invited to Northport, Mich., to attend a Shabbat retreat weekend hosted by Federation's Alliance for Jewish Education June 2-5. The Melton retreat will be held at the Northport Bay Retreat Center in Leelanau County, 6512 N. West Bay Shore Drive, Northport. A full week- end of learning and leisure is planned with featured speakers Eric Grossman, department head of Bible studies at the Jewish Academy of Metro Detroit; and Dr. Mitch Parker, Melton instructor and director of the Parent Education Project of the Melton pro- gram. The four-day program will focus on the theme "Perspectives on American Jewish History." Participants may reg- ister for Thursday noon through Sunday noon or Friday noon until Sunday noon. The cost of the full retreat is $350 per person or $300 for Friday-Sunday and includes kosher meals, lodging, activities and study materials. Reservations must be made by May 4. For information or to register, call Marion Bronstein, (248) 642-4260, ext. 372. 4.75 ° ,‘°pR. $250,000 or more Credit Line 5.0 01* $125,000-$249,999 Credit Line The Standard Federal Bank Home Equity Line of Credit is a smart, convenient way to get the money you need, when you need it.You can use the equity in your home for just about anything, from home improvements and debt consolidation to college tuition. Even emergency expenses. Access your money anytime with convenient 5.25 APR* $75,000-5124,999 Credit Line 5.50 APR* $25,000-$74,999 Credit Line checks or with Standard Federal Online. There are no closing costs and the interest may be tax deductible.* Applying is quick and easy. Simply call 1877) 732-8240, stop by any Standard Federal Bank branch or visit standardfederalbank.com . r Standard Federal Bank ABN AMR° The Annual Percentage Rates (APRs) on Standard Federal Bank's Home Equity Lines of Credit are tied to Prime. Prime is the highest Prime Rate as published in the "Money Rates" section of The Wall Street Journal on the last publishing day of the calendar month immediately preceding the billing cycle. The margin tied to Prime varies and depends on the approved credit line amount and combined loan-to-value. APRs disclosed above assume a combined loan-to-value of 80% or less. On February 28, 2005, Prime was 5.50% and the APR on Standard Federal Bank's Home Equity Line of Credit products varied between 4.75% and 8.50%. Prime is a variable rate; as it changes, the APR on your account will change. The maximum APR is 21 %. A balloon payment will result at the end of the ten-year draw period. The Home Equity Lines are limited to owner-occupied, 1-4 family principal residences and are subject to no less than a second lien position on your property. You must carry insurance on the property that secures this loan. Flood insurance required if necessary. There is a $50 annual fee after the first year unless you are a member of Credit Exclusives. Consult your tax advisor concerning the deductibility of interest. Closing costs Cr paid by Standard Federal Bank are limited to appraisal, title insurance, flood certification and recording fees. Any additional fees or conditions imposed by the city, state or county that the subject property Maul is located in will be the borrower's responsibility. The APRs are subject to change without notice. Member FDIC. ©2005 Standard Federal Bank NIA 969560 PUBLIC NOTICE The Joint Commission on Accreditation of Healthcare Organizations will conduct an accreditation survey of the Detroit Medical Center on the following dates: Detroit Receiving Hospital on May 23 - 26 Children's Hospital of Michigan on May 31 - June 3 Harper University Hospital, Hutzel Women's Hospital, Michigan Orthopaedic Specialty Hospital and Karmanos Cancer Hospital on June 6 - 10 Meet your other half in the personals and find your perfect balance! JEWISH CONNECTOR To listen and respond to ads using your credit card, call 1-866-600-3024 Rehabilitation Institute of Michigan on July 6 - 8 Sinai-Grace Hospital on July II - 15 Huron Valley-Sinai Hospital on July 18 - 20 The purpose of the survey will be to evaluate the organization's compliance with nationally established Joint Commission standards. The survey results will be used to determine whether, and the conditions under which, accreditation should be awarded to the organization. Joint Commission standards deal with organization quality, safety-of-care issues, and the safety of the environment in which care is provided. Anyone believing that he or she has pertinent and valid information about such matters may request a public information interview with the Joint Commission's field representatives at the time of the survey. Information presented at the interview will be carefully evaluated for relevance to the accreditation process. Requests for a public information interview must be made in writing and should be sent to the Joint Commission no later than five working days before the survey begins. The request must also indicate the nature of the information to be provided at the interview. Such requests should be addressed to: Division of Accreditation Operations-Office of Quality Monitoring Joint Commission on Accreditation of Healthcare Organizations One Renaissance Boulevard Oakbok ro Terrace, IL 60 I 81 or faxed to (630) 792-5636 or e-mailed to complaint@jcaho.org • Ole Detroit Medical Center Wayne State University The Joint Commission's Office of Quality Monitoring will acknowledge in writing or by telephone request received 10 days before the survey begins. An Account Representative will contact the individual requesting the public information interview prior to survey, indicating the location, date, and time of the interview and the name of the surveyor who will conduct the interview.This notice is posted in accordance with the Joint Commission's requirement and may not be removed before 969500 the survey is complete. - 4/28 200 5 15