ent Left Behind Innovative medical program targets the Jewish uninsured. KERI GUTEN COHEN Story Development Editor D r. Gary Burnstein dreamed of creating a free clinic where Jews without medical insurance would receive care with dignity. Unfortunately, he died before realizing that goal, but the dream did not die with him. The challenge has been met by Jewish Family Service of Metropolitan Detroit, with much input from Jewish lay leaders and physicians, Jewish agencies and area hospitals. Project Chessed (loving kindness) launches this month. Instead of a free clinic, Project Chessed is a comprehensive "clinic without walls" that allows the Jewish community to care for its own, mostly by Jewish physicians volunteering services in their own offices. And many desperately need the help. A needs assessment survey sent to 3,200 households, including all Jewish day school families and the full membership of three synagogues, in the spring of 2003 pinpoints that up to 10 percent of the community's 96,000 Jews have no medical insurance. "As the economic climate here in Michigan has worsened, more and more Jews have been affected," said Dr. Steven P. Dunn, a cornea surgeon who heads the Project Chessed steering committee. "Project Chessed evolved as it became clear that many individuals within the Jewish community were in need of health care and for a variety of reasons were not getting it." In the United States, an estimated 41 million low-income Americans ages 18-65 are uninsured, according to a Henry J. Kaiser Family Foundation study. Children and seniors have coverage through Medicaid, Medicare and state programs, but the 18-65 age group falls through the cracks. The JFS survey, funded with $24,000 from the community's Jewish Fund, cut across geographic and denominational streams, and showed that the problem is split evenly between Oak Park- Southfield-Lathrup Village and West Bloomfield-Bloomfield Hills- Farmington Hills, says Rachel Yoskowitz, JFS director of health and healing initiatives. "Who would've thought the needs were so great?" she said. "The assessment was really important. It's not only poor or large families who need assistance. This is linked to the economy. The fastest- growing income group among the uninsured are those making $70,000 and above. "It's a terrible situation. People who used to contribute to the community now are recipients." COVER STORY Crying Need Answers to the survey reveal the depth of immediate need: "I know of people who do not have health insurance and are embarrassed to tell anyone." "I have trouble paying , for medication." "At times, I did not receive medical care because my insurance