Ozzie Sez: 1-10 t1se, too 1411 varleat kov ADRIENNE SMELL • JANE JACOBSON 3.11 HUNTINGTON WOODS • APPOINTMENT ONLY "the ream that works double time" ARRam% Looking for the lowest rate and payment possible? Consider an Adjustable Rate Mortgage. We offer such a wide selection, we can customize just the right loan for your financial circumstances. We even offer adjustable mortgages that feature a fixed-rate period of 3, 5, 7 or 10 years. And the rates are lower than 30-year fixed rate loans. Rates start at 1.25%. FREE APPRAISAL WITH THIS AD! ($275 Value) Call ELEGANT Four-bedroom, 2.5-bath raised ranch on an exquisite lot. Approximately 2500 sq. ft., eat-in kitchen, extra-large landscaped yard and 2-car attached garage. REDUCED TO $519,500. MUST SEE INSIDE! Approximately 2,000 sq. ft., 2.5-bath brick ranch, large family room, deck, updated kitchen with beautiful hardwood floors, newer windows, garage and more. NOW $349,900. READY TO MOVE IN — Four bedroom, 2 full bath brick colonial. Ozzie Jacobson Large eat-in kitchen, family room, great finished basement. Beautifully decorated Sellers are motivated! $395,000. Or lease option. 248-968-3499 direct PREMIER MORTGAGE FUNDING, INC. UNBELIEVABLE PRICE! 4 bedroom, 2.5- bath colonial. Approximately 2,400 square feet. Gourmet kitchen, granite countertops. Master suite. Amazing Price! NOW $388,900. Office: 248-968-5850 25900 Greenfield Suite 413 Fax: 248-968-5854 Cell: 248-761-2661 Oak Park, Michigan 48237 ozziej@pmfop.com CHARMING — Three-bedroom brick colonial with gorgeous living room, cozy den, hardwood floors, coved ceilings, two-car garage. NOW $318, 000/SHORT TERM LEASE $1500. 900100 LOADS OF CHARM in this 3-bedroom, 2-full bath brick Cape Cod. ■ ■ MAX BROOCK REALTOR S SINCE 1895 esitie col edion il BY MAX BROOCK BIRMINGHAM-MAPLE 248-647-71 00 BIRMINGHAM-OLD WOODWARD 248-644-6700 BLOOMFIELD HILLS 248-646-1400 CLARKSTON 248-625-9300 ROCHESTER 248-656-6500 WEST BLOOMFIELD 248-626-4000 Decor done to perfection, hardwood floors, cozy den with built-ins, huge master, finished basement. NOW $349,000. MOVE RIGHT IN! Three bedroom brick/wood two-story home. Fabulous master bedroom, kitchen and family room addition, hardwood floors, newer roof, windows, electric and plumbing. $487,000. APPOINTMENT ONLY .eaussugssamm4: FARMINGTON HILLS SHARP — 4 bedroom, 2.5-bath quad- level home on gorgeouS lot, great kitchen space with Sub Zero fridge, large family room, basement, freshly painted, move right in. $310,000. WING LAKE HOME • BEAUTIFULLY DONE, CUSTOM- BUILT on prime Wing Lake. Hardwood floors, slate and granite throughout, fabulous master suite, fantastic views from every room. Call for your private showing. CONTEMPORARY LAKEFRONT CITY OF BLOOMFIELD HILLS with premium amenities and 100 ft. on the water. 5 bedrooms, 3 full baths and 2 half baths. Huge gourmet kitchen in new 2-story addition. Luxurious master suite and finished lower level. Great price. 24133678 hilltop colonial on private 1+ acre setting, 5 bedrooms. Master suite with new bathroom and $1,125,000 H-9000M Call 248-646-1400 12/31 20 04 74 closet addition, includes Euro-style Jacuzzi, separate shower, double vanity. Large kitchen opens to family room and doorwalls to patios and pool entertainment. A family retreat! 24111818 $749,000 H-10KI N Call 248-646-1400 WORLD CLASS LUXURY ONE OF A KIND Just a short walk from downtown Birmingham, this gorgeous home is show- place decorated by Perlmutter & Friewald. Hardwood floors, 10 ft. ceilings & furnish- ings available. Newly built Bloomfield home on private acre setting. 5 bedrooms, 4 baths, 1st floor master suite, 18' 2 - story foyer & great room, walk-out lower level, granite kitchen on both levels. $1,299,000 Call 248-647-7100 $2,249,000 Call 248-647-7100 `-' Max Broock Realtors. 2003 WING LAKE LOT — Fabulous setting for a home of your choice. Will build to suit or will allow you to choose your own builder. This lake allows for rowing, canoeing, kayaking, swimming and more! This is a spectacular lot. Call for an appointment. PRUDENTIAL CRANBROOK REALTORS [248] 591-2020 You'll find the best properties available in the JN Real Estate Section.