*Iv Home Equity Line of Credit SUKKOT from page 43 Here's the bill The last day of Sukkot is Shemini Atzeret. Called "the festival of con- clusion," it is mentioned in Leviticus 23:36, Deuteronomy 16:8, and Isaiah 1 : 13) as "a holy convocation." Shemini Atzeret is both part of Sukkot and a separate holiday. On this day, observant families follow all rules associated with any major Jewish holiday. There are no real rituals for Shemini Atzeret. The one exception comes during davening, when con- gregations recite Hallel and Yizkor and say a prayer for rain called Tefillat Geshem. (This is rainfall sea- son in Israel, and we wish for farm- ers all that they will need.) Reciting Tefillat Geshem is a prac- tice that began in talmudic times. Then, a priest would fill a golden pitcher with water. When he returned from this task, he was greeted by a crowd that watched as the priest poured the water and wine into a container on the Temple alter. you'll get for remodeling your kitchen. 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Prime is the highest Prime Rate as published in the "Money Rates" section of The Wall Street Journal on the last publishing day of the calendar month immediately preceding the billing cycle. The margin tied to Prime varies and depends on the approved credit line amount and combined loan-to-value. On August 31, 2004, Prime was 4.50% and the APR on Standard Federal's Home Equity Line of Credit products varied between 3.75% and 7.50%. Prime is a variable rate; as it changes, the APR on your account will change. The maximum APR is 21%. A balloon payment will result at the end of the ten-year draw period. The Home Equity Lines are limited to owner- occupied, 1-4 family principal residences and are subject to no less than a second lien position on your property. You must carry insurance on the property that secures this loan. Flood insurance required if necessary. There is a S50 annual fee after the first year unless you are a member of Credit Exclusives. 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WE ARE 50%, IDENTICAL [ALTHOUGH SOME OF US SEEM MORE SO THAN OTHERS] DISCOVER AMAZING FACTS AND LEARN WHAT MAKES YOU SO YOU. NOW SIHICOVVING!! to the IIMAX- Dome Theartre 2004 44 TA THE NEW cienco The New Detroit Science Center 5020 John R Street • Detroit, MI 48202 313.577.3400 www-dotroits.cienrce.oratc.r.org - "In honor of.. "In inemoly TO A POTATO_ 10/ 1 New, Easy On Line Donations the an y Pill SCUT. DV : acceniure of.." Now you can make donations to he charity of your choice on-line! No stamps, envelopes or checks needed. Our on-line link will let you donate to many charities locally and abroad. Ifs safe, easy and secure. A beautiful acknowledgement card will be sent by mail to the recipient. Just log on to: www.detroitjewishnews.com or wwwirakaufman.com and click on the Donations link. 671.1a, "crap wt.. ,ThT THE IRA KAUFMAN CHAPEL r1z31, k n' On The Web Looking for more Sukkot informa- tion and fun in Cyberspace? Check out the following sites: www.crayola.com/cardcreator/index . cfm?action=holidays&id=81 allows children (or adults) to create elec- tronic Sukkot cards. Very cool designs. vvww.acs.ucalgary.ca/-elsegal/Uncle _Eli/Jacob/Jacob.html features a nice short story about a boy's beloved grandfather who has just died, and the approaching holiday of Sukkot. www.shemayisrael.co.il/yomtov/suk kot/skpages.htm has "My Favorite Sukkot Coloring Book." Here are 11 pages, all with Sukkot designs, which children can print out and color. You also will find recipes, commentaries and a Simchat Torah coloring book at this site. www.zigzagworld.com/succot is one of the most fun Sukkot sites you'll find. Small children can take items and drag them into their sukkah-on- the-screen. Words are in Hebrew on the right, then appear as an illustra- tion once in the sukkah. www.uahc.org/rjmag/04fall/ wasserman.shtml offers new and yummy recipes for Sukkot. Appearing in Reform Judaism Online magazine, these include Turkish stuffed grape leaves and vegetarian couscous. ❑