Then, Prime minus 114% for
the life of the line I $10,000+.*
Plus Charter One offers all these added benefits:
closing, title or appraisal costs
NO NO points or application fee
Interest may be d tax
Already have an Equity Line — Move It! Need an Equity Line — Get It!
Dr. Renee Levine Melammed, assistant
dean of the Schechter Institute in
Jerusalem and academic editor of
Nashimi, A Journal of Jewish Women's
Studies, will be the scholar in residence at
Congregation Beth Shalom Nov. 14-15.
Her presentations will include
"Defying the Inquisition: The Crypto-
Jewish Women of Castile" at Friday
night dinner, Nov. 14; "Asenath, the
Rosh Yeshiva from Kurdistan," as
Saturday's sermon, Nov. 15; "He Said,
She Said: A Woman Teacher in 12th
Century Cairo" as part of a lunch and
For reservations and dinner and
luncheon charges, call the synagogue
office, (248) 547-7970.
Adat Shalom Synagogue will offer a
three-part program to explore issues fac-
ing Jewish parents and children today.
Clergy, professional staff, social workers
and parents will lead sessions 9:30 to 11
a.m. Sunday mornings, Nov. 16, Jan. 18
and March 21.
The November program will focus on
"Mensch-making: Teaching Your
Children Jewish Ethics and Values" and
"Using Jewish Teachings to Raise Self-
The programs are sponsored by the
Adat Shalom Jewish Family Education
Department. Registration for the series
includes a complimentary copy of the
text by Wendy Mogel.
There is a charge. To register, call
Tammy Elliott, (248) 851-5100, or mail
a check to Ms. Elliott at Adat Shalom
Synagogue, 29901 Middlebelt Rd.,
Farmington Hills, MI 48334.
The 1.5G% introductory Annual Percentage Rate (APR) is available for the first four months aher activation. After four-month introductory period, fully indexed APR can change monthly based on Prime minus 114°A currently 3.1%. Offer subject to maximum combined 89.99%
LTV (loan to value) and a minimum $10,000 draw or balance transfer at time of dosing. The APR is Prime plus a margin, if any, if the $10,000 draw or transfer is not made. Prime is the highest Prime Rate published in the "Money Rates" section of The Wall S tr eet fouma2
Prime is a variable net as it changes, die APR on your account will change. Annual fee of $100 will be due annually after the expiration of twenty-four (24) months from the date of activation of die agreement The Annual fee shall be waived for each year that it is due
d, for the immediately preceding 12 months, the average outstanding balance on the credit line account during such 12 months is 20% or more of the line of Credit Maximum APR is 16%
lines of Credit are limited to owner-occupied 1-4 family principal residences and are subject to our underwriting standards, which are available upon request Property insurance required. flood insurance may be required. Prepayment fee equal to 1% of highest outstanding loan
balance owed since inception of the agreement or $350, whichever is greater, will apply if Line of Credit Agreement is cancelled within one year of activation. Monthly payments of interest only will result in balloon payment at matunty. Offers are good on new line of Credit
relationships only and are subject to change without nonce.
Competitive pricing information obtained directly from banks through diligent effort the week of September 29, 2003. Comparison based on a 90% loan-to-value line request
"Consult a tax advisor regarding deductibility of interest APRs effective as of October 8, 2003.
The Jewish Community Chaplaincy
Program will offer a free training session
7-9 p.m. Wednesday, Nov. 19, at
Fleischman Residence in West
The topic will be "The Impact of
Institutionalization." The speaker will be
Margot Parr, executive director, Jewish
Home & Aging Services.
To register, call Shirley Jarcaig, (248)
661-2999, by Monday, Nov. 17.