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September 19, 2003 - Image 29

Resource type:
Text
Publication:
The Detroit Jewish News, 2003-09-19

Disclaimer: Computer generated plain text may have errors. Read more about this.



'Start saving now

with the 529 college savings plan that offers a Michigan income tax deduction.

When it comes to saving for college, the advantages of starting early are obvious- like the rewards of compounding
returns. But you deserve other advantages too. With the Michigan Education Savings Program (MESP), you may qualify
for a Michigan income tax deduction of up to $10,000 for joint filers ($5,000 for single filers)

Look at the other advantages of the 529 college savings plan designed for Michigan:

• Funds from your account are good at thousands of colleges everywhere.

• You pay no Michigan or federal - income taxes when you withdraw the money
for qualified college expenses.

• You can choose from multiple investment options, including a Guaranteed Option.

Download our brochure or enroll online at Michigan529.com or call 1-866-682-3566

**Not applicable once an account owner has made any type of withdrawal from the specific MESP account.

The law allowing federal income tax-free qualified withdrawals is set to expire on December 31, 2010. Congress may or may not extend the law beyond this date.
If you are not a Michigan resident or if you have taxable income in another state, consider whether that other state offers a 529 plan with favorable state income tax or other
benefits not available if you invest in MESP.

Mktligan Education Savings Pr

The educated way ,-

The MESP Disclosure Booklet should be read carefully before opening an account. The State of Michigan, its agencies, TIAA-CREF Tuition Financing, Inc.,
Teachers Insurance and Annuity Association of America and its affiliates do not insure any account or guarantee its principal or investment return (except for
TIAA-CREF Life Insurance Company's guarantee to MESP pursuant to the funding agreement for the Guaranteed Option). Account value will fluctuate based -
n a number of factors, including general financial market conditions. Investments are made through Teachers Personal Investors Servippq,„Inc., as distributor.

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2003

29

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