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HOME EQUITY LINE OF CREDIT

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THIS IS THE

Workshop, Concert
Bridge Communities

"Music Bridging Communities" is
the theme of a series of elementary
school workshops that will culmi-
nate in a chamber jazz concert fea-
turing the Jeff Haas Quartet and
the Phoenix Ensemble 3 p.m.
Sunday, Sept. 21, at the Northwest
Activities Center in Detroit.
The concert is presented by the
Detroit Jewish Initiative of the
Jewish Community Council.
Admission is free. Free transporta-
tion is available from the Jewish
Community Center buildings in
West Bloomfield and in Oak Park.
Haas will conduct diversity music
workshops at the Northwest
Activities Center on Friday, Sept.
19. Students from Schulze and John
R. King elementary schools in
Detroit, Burton Elementary School
in Huntington Woods and Hillel
Day School of Metropolitan
Detroit in Farmington Hills will
participate.
Each workshop is based on a
composition by Haas and empha-
sizes use of music to promote racial,
cultural and religious diversity and
awareness. The composition is
based in jazz and classical music
traditions.
Haas' composition for this project
was supported by an ArtServe
Michigan creative artist grant that
was matched by the JCCouncil.
The workshops' co-sponsors
include the Northwest Activities
Center, the Jewish Community
Center and African American Family

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Magazine.
For more information or to
request the free transportation, call
Marilyn Wolfe, (248) 432-5471, or
Stefanie Stern, (248) 432-5577.

CHARTER ONE®

BANK

Cr
rADER Member FDIC

charterone.com

*The 1.00% introductory Annual Percentage at (APR) is available for the first four months after activation, After four-month introductory period, fully indexed APR can change monthly based on Prime minus 1/4%, currendy 3.15!4. OfiEr subject to maximum
combined 89.9914 LTV (loan-to-value) and a mminium $10,000 draw or balance transfer at time of dosing. the APR is Prime plus a margin, if any, if the $10,000 draw or transfer is not made. Prime is the highest Prime Rate publ is hed in tN 'Monty Rates"
section of The Wall fiRet Journal. Prime is a variable rate; as it changes, the APR on your account will change. Annual fee of $100 will N due annually after the expiration of twenty-four (14) months from the date of activation of the agreement. The Annual fee
shall be waived for each year that it is due if, for the immediately preceding 12 months, the average outstanding balance on the credit line account during such 12 months is 20% or more of the line of Crtdit, Maximum APR is 16 1/L

of highest
tines of Credit are limited to owner-occupied 1-4 family principal residences and are subject to our underwriting standards, which are mailable upon request, Property insurance required. Hood insurance may be required. Prepayment fee equal to
outstanding loan balance owed since inception of the agreement or $350, whichever is greater, will apply if line of Credit Agreement is cancelled within one year of activation. Monthly payments of interest only will result in balloon payment at maturity. he are
good on new hoe of Credit relationships only and are subject to change without notice.

**Consult a tax advisor regarding deductibility of interest. APRs effective as of September 1, 2003.

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I-817-TOP.RATE

9/12

2003

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