N. • Aging Gracefully Modern lifestyles are changing the definition of old age. RUTHAN BRODSKY Special to the Jewish News B aby boomers are creating a demographic shift so enor- mous that people in their 50s or even in their 60s are no longer defined as old. Born between 1946 and 1964, boomers are breaking all sorts of myths about aging. For instance, the feverish demand for Viagra by men age 55 and older should dispel the myth that the lights may be on but the voltage is low. Boomers focus on function and ability while spending billions in their desire to stay healthy, fit and mentally alert. As a result, anti-aging medicine has become an accepted specialty and "wellness centers" are well ensconced in major hospitals. Still, not everyone ages gracefully. Even with good health, many make mistakes which lead to unexpected challenges. Obvious negatives for a long, healthy life, for example, are decisions to continue smoking, to not losing that excess 50 pounds, or to watching TV eight hours a day. Less obvious mistakes that can be easily changed are poor posture, not making time for family and friends, or not fastening a car seatbelt. "I've learned several important les- sons that will make my growing older more satisfying," says Phyllis Schwartz, director of senior services at Southfield-based Jewish Family Service. "The first is to financially prepare for my later years, which includes investing in long-term care insurance. I've seen too many refuse to face their future, often resulting in a financial disaster for their children and family. We don't want to leave that kind of legacy to our children." Schwartz has also started telling sto- ries to her children and grandchildren about family members, family history and special events. How we age is largely determined by what happens to us, and by what 7/ 4 2003 46 we are able to do about it before we get old. Many people struggling with / their incomes in their later years were financially secure during their work- ing years but simply hadn't saved or managed their finances well for retire- ment. A lifetime of neglecting your health will usually lead to chronic diseases later in life. Aging is the result of all the choices we make about how we care for ourselves, our finances, and even how we think about our future. "I'm amazed that no one has ever informed the public that they do not have to lose all of their assets if they or a loved one is in a nursing home or entry into a nursing home is emi- nent," says Don Rosenberg, elder law attorney with Barron, Rosenberg, Mayoras & Mayoras in Bloomfield Hills. "People can seek governmental benefits and still preserve their assets for themselves, their spouse and their children. "There is a terrible gap between what is the law and what people believe the law to be. Misunderstand- ings run rampant because most people do not take the time to consult a spe- cialist. Information Gap "For example, it is a common misun- derstanding to believe that your spouse or children can act for you during a disability. The truth is, if you cannot make your own decisions, a court will. That's why it's essential that every- one older than 18 create a durable power of attorney, a legal document that allows you to delegate your per- sonal, health care and financial responsibilities to an agent. The authority you give your agent can be broad or narrow as you choose, but it allows someone you trust to be you when you cannot be yourself." Boomers are definitely doing the aging thing differently. In the past, people assumed disabilities were part of aging. They thought aging and infirmity were directly linked, and Working out has changed Judy Etkin's life. that you passed your prime at a cer- tain point. People are beginning to see that aging and disease are two different things. Judy Etkin of Farmington Hills doesn't want a hip replaced or have future problems with arthritis. "I retired from my business a couple of years ago and started attending yoga classes and working out with a personal trainer," she says. "As a result, my bone density has improved more than 10 percent and my flexibil- ity has greatly improved. Even though I do my best to stay out of the sun, I'm looking forward to retiring to Florida in the near future." Extended longevity is creating a world where many generations are alive at once, living much longer and all in need of different forms of family support. Getting older means entry into new life stages, including empty-nesting, caregiving, grandparenthood, retire- ment, widowhood — each with its own challenges and opportunities. "We all age differently, but people who seem to age gracefully often take on a psychological shift," says Alicia Tisdale, a clinical psychologist in West Bloomfield. "They move from acquir- ing more material possessions toward a desire to purchase enjoyable and satisfying experiences. The goal is often to better balance their lives. "Though the chronological clock ticks at the same rate for all of us, everyone's biological clock has its own speed and to some extent you can control that rate. You can't stop aging, but you can age less," Tisdale says. "What's more, the essential part of ourselves, whether you call it soul, self or spirit, is ageless." Ike Engelbaum, host of the radio program Bright Side of Aging on WNZK-WPON Radio, says that the biggest mistake people make as they age is that they're always afraid to make a mistake. "That means that some of the best ideas will never get to fruition," says Englebaum, who is also publisher of the American Senior Gazette. "I can't think of anything more depressing than growing older and saying, 'I should have.' It no longer makes sense to adhere to the strict, linear outline of life events," Engle- baum says. "Times are changing and life expectancy is skyrocketing. Where is it written that you can't start a new career at 62 or get remarried at 86?" I I