Get your MORTGAGE at a BANK you can TRUST Laker Scholarship For Israel Study Adat Shalom Synagogue is seeking students to apply for the Harry and Sarah Laker Memorial Scholarship, a grant of $2,500 for university level study in Israel. The Robert and Gertrude Berman Scholarship is available to those col- lege students who are interested in pursuing Judaic studies in the United States or in Israel. A $1,500 stipend will be awarded. Application deadline is May 12. Applications can be obtained from Sheila Lederman at the synagogue, (248) 851-5100. Applicants must be residents of the Detroit area and attending a college or university in the United States. WE ALSO OFFER 3- & VEIT ADJUSTARLE RATE MORTGAGES 15-year fixe to e We are available in the branch or we will come to your home! MORTGAGE DIRECT 866-500-0018 BBYO Slates Heritage Night B'nai B'rith Youth Organization (BBYO) will conduct a Jewish Heritage Night 5:45 p.m. Sunday, March 2, at the Laker Education Center in West Bloomfield. Titled "How Israel Relates to Our Jewish Identity," the program will feature a mock debate between Shoshana Becker, an Israeli Jew, and Owen Alterman, an American Jew. Becker is community youth shlicha (emissary), working as part of the Israel and Overseas Department of the Jewish Federation of Metropolitan Detroit. Alterman, a law student and research assistant to Alan Dershowitz at Harvard University, is a past Michigan Region AZA president. BBG Jewish Heritage Chair Robyn King and AZA Vice President Brian Rosenbaum are program coordina- tors. Following the debate about Israel's role in Jewish identity, BBYO mem- bers will continue the discussion in breakout groups focusing on Israeli geography, culture, Bible stories and other topics. Israeli food will corn- plement the theme. The program is open to all Michigan Region BBYO members. Additional information is available by calling the BBYO, (248) 788- 0700. STOP BY OR CALL US Clawson 248-435-2840 Dearborn 313-274-3030 Grosse Pointe Woods 313-882-2880 Livonia 734-462-4106 Rochester 248-656-5760 tes Fast Approval Great Roseville 586-294-2950 Sterling Heights 586-268-5200 Southfield 248-948-8799 Waterford 248-674-4901 West Bloomfield 248-855-6644 duo sterlingbank.com Accurate as of 2/18/03, mortgage loan amounts up to and induding S322,700. Loan Product availability subject to loan amount. Annual percentage rate (APR) subject to change and will vary depending on loan details, such as final down payment, points, loon amount, loan-to-value, your credit, properly type, and occupancy. ARM rates and payments may increase or decrease after the loan is dosed due to market-driven changes to the index. APRs assume that an escrow account is set up for payment of properly taxes, hazard insurance, and mortgage insurance if applicable. Sterling Bank & Trust, FSB, Southfield, MI. " We - Create SoMiortsrIP Wedding And Party Specialists Flowers For All Occasions G OF NATURE T FLOWERS subscribe today and save 14'OFF STATE (248) 559-5424 (888) 202-4466 Fax: (248) 559-5426 29115 Greenfield, Southfield, Ml 48076 the cover price! 248.351.5174 3/ 7 V " i s*44 634370 2003 61