Get your MORTGAGE at a BANK you can TRUST! STERLING NOW OFFERS JUMBO MORTGAGES Great Rates & FAST Approval Women Receive Vocational Aid KISS YOUR HIGH MORTGAGE PAYMENTS GOODBYE! . Women who have lost their primary source of income and are unem- ployed or underemployed can get emotional support and vocational assistance to find immediate employment through the JVS Women to Work Program. A free information meeting to learn about the program is sched- uled 10 a.m.-noon Tuesday, March 11, at JVS, 29699 Southfield Road, Southfield. The meeting will provide an overview of Women to Work, which helps individuals identify their skills and career and educational goals. The informational meeting will out- line the services available through the program, which include job referral and placement assistance, resume writing, effective interview- ing and group support. Women to Work is funded by the Michigan Department of Career Development. The program is administered by JVS. For information and require- ments, call Nancy Penman, (248) 559-5000. We are available in the branch or we will come to your home! 1 Year Jumbo ARM at 4.00% and 4.15% APR 3 Year Jumbo ARM at 4.50% rate and 4.54% APR WE ALSO OFFER CONVENTIONAL MORTGAGES 15 & 30 Year Fixed Rate and 1, 3 & 5 Year Adjustable Rate STOP BY OR CALL ONE OF OUR -BRANCHES TODAY Israeli Families Attract Support As a sign of solidarity in these emer- gency times, members of Yad Ezra's board of directors and staff have decided to contribute individually to Yad Eliezer. The apolitical humanitarian organi- zation, founded in 1978, assists impoverished families in Israel. It pro- vides food, medical care and financial assistance. Programs include monthly food packages, prepared Shabbat meals, holiday meals, a wedding fund, an orphans fund, emergency grants, a big brother program, furniture distribu- tion, moral support for the ill and a job training program. Checks made out to American Friends of Yad Eliezer are being col- lected at Yad Ezra, 2850 W 11 Mile Road, Berkley, MI 48072. Checks accumulated by Feb. 28 at Yad Ezra will be mailed together with a cover letter to Yad Eliezer. Checks may also be sent directly to Yad Eliezer, 1102 E. 26th Street, Brooklyn, NY 11210. Contributions are tax deductible. "We Create Solutions." ® www.sterlingbank.com rt itiM Clawson Dearborn Grosse Pointe Woods Livonia Rochester Roseville Sterling Heights Southfield Waterford West Bloomfield Customer Service 248-435-2840 313-274-3030 313-882-2880 734-462-4106 248-656-5760 586-294-2950 586-268-5200 248-948-8799 248-674-4901 248-855-6644 866-500-0018 As of 1/31/03, Jumbo ARMs assume 30 year amortization and loan amounts ranging from S322,701 - $650,000. Loan Product availability subject to loan amount. APR and terms subject to change. Rates and APRs will vary depending on loan details, such as final down payment, points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates and payments may increase or decrease after the loan is closed due to market-driven changes to the index. Rates and APRs assume that an escrow account is set up for payment of property taxes. hazard insurance, and mortgage insurance if applicable. Sterling Bank & Trust, FSB, Southfield, MI. /J. Wedding And Party Specialists Flowers For All Occasions G subscribe today and save 14'OFF the cover price! 248.351.5174 OF NATURE T FLOWERS STATE (248) 559-5424 (888) 202-4466 Fax: (248) 559-5426 29115 Greenfield, Southfield, MI 48076 2/21 63-13 - 0 2003 35