JVS Offers College Loan Program College students may apply for interest- free loans through the Sarah and Harold Gottlieb Jewish Educational Loan Service Program GELS). Administered through JVS, Hebrew Free Loan Association and the Jewish Federation of Metropolitan Detroit, the program is available to metro Detroit area Jewish residents. To be considered, applicants must be full-time students pursuing an under- graduate, graduate or professional degree; be able to document financial need; attend a Michigan educational institution unless a comparable educa- tion is not available in Michigan; and demonstrate academic progress toward a career objective. In addition to loans, JVS also pro- vides counseling to parents and students interested in other financial aid options available through state, federal and pri- vate sources. For information and application requests, call Marvin Berman, (248) 559-5000. Children Learn Fun Of Giving Fifth-graders and their families are invit- ed to take part in Federation's 16th annual Tzedakah Experience 9:30 to 11:45 a.m. Sunday, Jan. 26 at Temple Beth El. Co-sponsored by the Jewish Federation of Metropolitan Detroit and the DeRoy Testamentary Foundation, the children's event puts fun into fund- raising, using coins collected in a Penny Harvest to teach valuable lessons in charitable giving. Highlights of the morning also include hands-on activities allocating dollars to Federation's partner agencies. Laurie Goldmeier co-chairs the Tzedakah Event with Beth Margolin and associate chair, Randi Sakwa. Margot Gardner co-chairs the Penny Harvest with Jodi Goodman and associ- ate chair, Sharyl Ackerman. Sponsors of the event are: Temple Beth El, Women's Campaign and Education Department of the Jewish Federation of Metropolitan Detroit, Agency for Jewish Education, Department of School Services Jewish Experiences for Families, Jewish Educator's Council, the Detroit Jewish News and Bank One Michigan. For information, call Heidi Hes, (248) 203-1459. CELEBRATE w . FOR ONLY DAYS LLARS VALUE! NLIMITED YOGA Offer Valid for NEW students only, or an existing student returning after 90 days. Offer good from. )(ilium)/ 1st until ,,,, January 31, 2003 LIFE'S ENERGY . DOWNTOWN BIRMINGHAM 248.203.YOGA WWW.YOCACHI.NET 12/27 2002 33