If our CD rates were any higher, we'd have to give them oxygen This Week NUMBERS SHRINK from page 23 You've never seen a bank like this! 12 MONTH CD Visit our Birmingham or Farmington Hills branches, or call 2.50%* 1-800-421-Bank. Where great CD rates let you breathe easier. other estimates of the number of Jews in the former Soviet Union run as high al 3 million.. - Just the same, Jewish demographer Sergio Della Pergola - was troubled by the institute's flgUres,There were 8,000 deaths of elderly Jews in Russia last year and just 600 births, Della Pergola said, reflecting "the end of a long process. of assimilation and aging." 24 MONTH CD 3.25%* Seeking A Plan 48 MONTH CD 3.75%* *Annual percentages yield for balances of $500 minimum. As of 12-10-02. Rates subject to change at any time without notice. Penally for early withdrawal. PARAMOUNT BANK You've never seen a bank like this! Branches • Birmingham 248.723.4800 • Farmington Hills 248.538.7600 Ebit Check out the advan es: The best checking value around from Michigan Heritage Bank! 75% El High Yielding Rate Plus! Bring in this ad to receive a FREE 15-piece cutlery wood block set as an extra bonus when you open a new Classic Checking Account. APY* Yi Unlimited Checking 4 FREE! First Box of Checks &I FREE! ATM/Debit Card r FREE! Telephone This 15-piece cutlery wood block set includes 6 steak knives, 1 bread knife, 6 various size carving and filet. knives and a pair of kitchen scissors all set in a wood block. While supplies last. Retail value $19.95. Subject to change without notice. Banking No Monthly Service Fees 51,000 minimum balance required *Annual Percentage Yield is effective as of October 18. 2002. A $7.50 monthly statement fee if balance goes below S1000.. Business. or brokered accounts not eligible. Plates subject to change without notice. Account must be open for a minimum of six months. Commercial checking accounts not included in this offer. Novi 12/13 200, 24 21211 Haggerty Rd. North of 8 Wile (888) 437-8243 In t Insured Fannin ' gton Hills 28300 Orchard Lake Rd. Suite 101 (800) 914-3524 1111- JP2AL, NI ICiiJGAN HER1 TACT Let us-lend a hand The bleak demographic picture makes it necessary to strategize and plan for the future of the Jewish people, insti- tute officials said. Serving as the institute's co-chairman is Dennis Ross, former Clinton admin- istration envoy to the Middle East and now director of the Washington Institute for Near Easr Policy. Ross has called for "mapping" and identifying different populations to find what cre- ates a sense of Jewish identity. "How do you make being Jewish attractive?" he asked. "We have to do a survey and see what programs work and which don't." Jewish day schools, camps and Israel trips create bonds and immerse children in an intense Jewish experience, Ross said. But the cost of day schooling is prohibitive, he noted. Meridor said that the cost of day schools is one of several issues that deter Jews from remaining involved and active in the community. A family with three children in day schools could pay close to $60,000 each year for tuition. That can have two effects, Meridor said: Jews who are less affiliated may decide not to pay those kinds of prices, and affiliated Jews who want to send their children to day school may decide to have fewer children. Yet Ross noted that Jewish day schools in America are experiencing a growth spurt that is "nothing short of phenomenal." Still, he added, "it has to be more accessible to more people." Meridor described aliyah as a major Jewish growth tool, calling it a "vital need, like water in the faucet." He called for a more lenient attitude toward non- Jewish immigrants, primarily Russians who are eligible for aliyah because of a Jewish parent, grandparent or spouse. For Meridor, non-Jewish immigrants who are willing to become Jews offer one solution to the disturbing demo- graphic numbers. By easing the con- version process for them, Israel will enable significant immigration from Jewish families that include non- Jewish members, Meridor said. The Institute is funded Nvith $1 mil- lion annually from the Jewish Agency and Jewish philanthropists. Li