Sterling is on a GenTrip: 2.30% APY (on accounts over $25,000) During this Festival of Lights, Sterling Bank &Trust would like to illuminate your portfolio by offering you 2.30% APY on money market accounts over $25,000. It's our way of showing appreciation during this gift-giving season. With a 2.30% APY on your money market, you can really rake in the gelt without the "tsuris" of today's stock market. We Create Solutions, that's Sterling. COMING SOON, STERLING'S NEW MORTGAGE PRODUCTS AND SERVICES. We wish you the happiest of Chanukahs. Clawson. 248.435.2840 clawson@sterlingbank.com Dearborn 313.274.3030 dearborn@sterlingbank.com Grosse Pt. Wds. 313.882.2880 grosseptwoods@sterlingbank.com Livonia. 734 462.4106 livonia@sterlingbank.com Rochester Hills 248.656.5760 rochesterhills@sterlingbank.com Roseville 586.294.2950 roseville@sterlingbankcom Southfield 248.948.8799 southfield@sterlingbank.com Sterling Heights 586.268.5200 sterlingheights@sterlingbank.com Waterford 248.674.4901 waterford@sterlingbankcom West Bloomfield 248.855.6644 westbloomfield@sterlingbank.com sterlingbank.com Annual Percentage Yield (APY) is effective as of November 25, 2002 and is subject to change without notice. The above stated APY is for balances of $25,000 or more. Balances less than $25,000 earn lower APY. Fees may reduce earnings if an average minimum balance of $2,500 is not maintained. The minimum balance to open a money market account is $2,500. Sterling Bank & Trust, FSB, Southfield, MI. "We Create Solutions."® 674900 2093 .5 Lone : A Distinctive Collection of ShOps and Services • Telegraph at Maple 'Based on GM discount with approved credit. Amount due at inception $3,000 plus Oldsmobile owner loyalty, includes 1st mo., acquisition free and transfer plates. 36 mo., 30,000 mile total $.20 per mile over. On Tele9roph Rood At The Tel-12 Moll, Southfield, Ml 48034 1-888-306-5188 Mon. & Titers. 9-9 Tues., Wed., & Fri. 9-6 Sat. 10.4 OPEN SUNDAYS 12 P.M.-5 P -11 € or Your Convenience Du g the Holiday Season 678330 EVERYTHING YOU NEED TO KNOW....EVERY WEEK! 12/13 2002 19