How many bites will Uncle Sam take this year? Don't let December 31 roll around without taking steps to reduce your tax bite. BBYO Fall Conclave coordinators Eddie Rubin of Jolson AZA and Becca Berger of Savage BBG present their comments at the final friendship circle Oct. 27 at Camp Maas in Ortonville. The conclave featured programs on the Holocaust, dis- abilities, building a Jewish community and working against prejudice. You can turn your appreciated stocks into a guaranteed high-yield return for your (and your spouse's) lifetime by establishing a charitable gift annuity: • Enjoy a reduction in your 2002 income- tax bill for a portion of your gift. • Avoid immediate payment of long-term capital gains taxes. • Save federal estate taxes on the entire amount of transferred assets. Unlock your long-term capital gains, reinvest in a guaranteed high-yielding chari- table gift annuity, and provide a permanent endowment fund in your name to benefit your Jewish community in perpetuity. Want to learn more? Remembrance Day For a free, no-obligation consultation contact our Endowment Team: Jonathan Lowe, (248) 203-1461, lowe@jfmd.org Judith Shenkman, (248) 203-1460, shenkman@jfmd.org . Jewish Federation of Metropolitan Detroit Members of the Jewish War Veterans and Ladies Auxiliary took part in Remembrance Day services Nov. 3 with the Jewish War Veterans of the Royal Canadian Legion in Windsor. Shown are Balfour Branch President Izzy Si gal and Member of Parliament Susan Whelan greeting Michigan State Commander Robert Feldman, Auxiliary Department President Shirley Schlussel, Silverman Auxiliary President Sandy Feldman and JWV member Jerry Schlussel. The Jewish Community Endowment Fund UMWkm401 Foundatlon ceftitspdkrobball gIN 12/ 6 2002 This is Federation Visit us online: www.thisisfederation.org 674410 39