We'll pay you up to $50 when you open a new Smart Plus checking account. Smart Plus Checking RECEIVE $25 when direct deposit is established RECEIVE $25 when auto-payment is established F..1-01T) AmNSII34anLeArecpuirV em Aen■ ITAGES • First order of Flagstar custom checks free • Unlimited checkwriting • Free traveler's checks • Free cashier's checks and money order • Online printable coupons at local merchants • Interest on all balances • Free ATM/Visa Check Card S.tCmmUonRcarr ITie Y r acc4D i enta V 1 ea M inT su A ranG ceES • • 24-hour accidental death insurance • Payment card protection • LifeSteps — personal, financial and legal information journal • Key ring protection TAGES : T.gA rewE ash V ark wA heD n Y ouAN travel • Sojourns magazine subscription • ID Network Safety Service • Discount Saver's Book Club IRP cmyENENcE 4DV.NNTAGES : • elep one s opping service — iscoun s up o o • Interactive benefits feature — low price guarantee on brand name products Ann Arbor (734) 663-9699 (T) (734) 994-7800 (T) (734) 214-2265 (T) (734) 528-2685 (T) Detroit (313) 832-7971 (ISB) Rochester (248) 652-9792 (T) Farmington Hills (248) 324-0013 (T) Roseville (586) 778-8043 (ISB) Belleville (734) 699-6639 (ISB) Fenton (810) 714-2734 (T) Shelby Twp. (586) 997-3496 (ISB) Goodison (248) 650-6184 (T) Sterling Heights (586) 803-1180 (T) (586) 268-3230 (T) Howell (517) 552-9655 (T) Taylor (313) 299-0186 (ISB) Livonia (734) 953-6890 (T) Toy (248) 312-5400 (T) (248) 288-6559 (T) (248) 435-0059 (ISB) Chesterfield Twp. (586) 421-0388 (ISB) (586) 716-5074 (T) Madison Heights (248) 588-6777 (T) (248) 543-1817 (ISB) Waterford (248) 674-1380 (T) Clinton Twp. (586) 263-4971 (T) Pontiac (248) 475-0696 (T) Beverly Hills (248) 646-6588 (T) Bloomfield Hills (248) 988-8613 (T) Canton (734) 981-4942 (T) (T) Traditional Banking Centers: Drive-Up: 7:30 a.m. - 7:30 p.m. Monday - Friday 8:30 a.m. - 4 p.m. Saturday Lobby: 8:30 a.m. - 5:30 p.m. Monday - Friday 8:30 a.m. - noon Saturday ELAESTAIR® ■ Westland (734) 524-0798 (T) (ISB) In-Store Banking Centers: Open 10 a.m. - 7 p.m. Monday - Friday 10 a.m. - 4 p.m. Saturday noon - 4 p.m. Sunday I „_ BANK Convenience you can count on. Convenient sit-down banking. (800) 642-0039 We'll meet you anywhere, anytime for a home loan. (888) LOAN-FS B ---- C wwww,flagstar.com Interest rate may change at any time without notice. A maintenance fee of $5 ($4 for accountholders 50 years of age or older) will be charged each month. Some restrictions may apply. Bonus Money: Receive $25 when direct deposit is established. Bonus money will be deposited into the account once the first direct deposit has been made. Receive $25whenauto-payment is established. Bonus money will be deposited into the account once first auto-payment has been withdrawn. Bonus money will not be considered part of the minimum opening. deposit. Bonus is considered interest and subject to 1099 reporting. Offer not valid in conjunction with any other checking account offer. n MEMBER FDIC LENDER 12/6 2002 15