Interest-bearing checking

How do you like these apples?

We'll pay you $10 for your old bank checks.

07;

FLAGSTAR IBC
(interest-bearing checking)

Free unlimited checkwriting

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Chesterfield
586-421-0388 (ISB)
586-716-5074 (T)

Clinton Township
586-263-4971 (T)

Free retirement and
investment profile every year

Free ATM/Visa debit card***

No monthly service charge*"

(good at 12 million locations)

Free mortgage profile and
credit review

Free online banking

Ann Arbor
734-663-9699 (T)
734-994-7800 (T)
734-214-2265 (T)
734-528-2685 (T)

Free 6 months online
bill payment **

Howell
517-552-9655 (T)

Livonia
734-953-6890 (T)

Sterling Heights
586-803-1180 (T)
586-268-3230 (T)

Taylor
313-299-0186 (ISB)

Detroit
313-832-7971 (ISB)

Madison Heights
248-588-6777 (T)
248-543-1817 (ISB)

Beverly Hills
248-646-6588 (T)

Farmington Hills
248-324-0013 (T)

Pontiac
248-475-0696 (T)

Troy
248-312-5400 (T)
248-288-6559 (T)
248-435-0059 (ISB)

Bloomfield Hills
248-988-8613 (T)

Fenton
810-714-2734 (T)

Rochester
248-652-9792 (T)

Waterford
248-674-1380 (T)

Canton
734-981-4942 (T)

Goodison
248-650-6184 (T)

Roseville
586-778-8043 (ISB)

Westland
734-524-0798 (T)

Belleville
734-699-6639 (ISB)

(T) Traditional Banking Centers:
Drive-Up: 7:30 a.m. — 7:30 p.m. Monday—Friday
8:30 a.m. — 4 p.m. Saturday
8:30 a.m. — 5:30 p.m. Monday—Friday
Lobby:
8:30 a.m. — noon Saturday

(ISB) In-Store Banking Centers:
Open 10 a.m. - 7 p.m. Monday - Friday
10 a.m. - 4 p.m. Saturday
noon - 4 p.m. Sunday

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- $250 off your closing cost*****

(when buying a home with Flagstar)

FALAOSTA"
16....._
"4116...._ BANK

.111

Convenience you can count on.
Convenient sit-down banking.
(800) 642-0039

We'll meet you anywhere,
anytime for a home loan.
(888) LOAN-FSB

Cr
LENDER

MEMBER FDIC

6:w.flagstaricom

Offer subject to change without notice. * Receive 3% APY when you open a new IBC or Flagstar 55 checking account. Valid on new money only. Funds may not be currently on deposit at Flagstar Bank. Some restrictions may
apply. APY subject to change after Jan. 1, 2003. ** Upon expiration of the free 6-month bill payment period, a monthly fee of $2.95 will be assessed on your checking account if you choose to continue the service. *** Visa appli-
cation subject to credit approval. **** $50 minimum balance requirement and other terms may apply. A service charge of $5 will be imposed every statement cycle if balance falls below $500 any day of the cycle. ***** Credit
applications/mortgage pre-approval subject to qualifying terms and conditions. Flagstar customer must obtain mortgage profile and open a new IBC account to receive $250 off closing costs. $250 credited at closing. One offer per g
customer.

Open a new Flagstar 55 checking account and receive 3% APY until January 2003 ! Ask for details.

10/25
2002

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