You like free stuff ... you like apples? How do you like these apples? Acc0.7 (interest-bearing checking) Free unlimited checkwriting Free online banking it Free 6 months online bill payment* Free ATM/Visa debit card (good at 12 million locations) 40) Free retirement and investment profile every year 4/) No monthly service charge** Ili keg We'll pay you $10 for your old bank checks. Receive $250 off your closing cost*** (when buying a home with Flagstar) Open a new checking account Ann Arbor 734-663-9699 734-994-7800 734-214-2265 734-528-2685 Belleville 734-699-6639 Beverly Hills 248-646-6588 Bloomfield Hills 248-988-8613 Canton 734-981-4942 Chesterfield 586-421-0388 586-716-5074 Clinton Township 586-263-4971 Detroit 313-832-7971 Farmington Hills 248-324-0013 Fenton 810-714-2734 Howell 517-552-9655 Livonia 734-953-6890 Madison Heights 248-588-6777 248-543-1817 Convenience you can count on. Convenient sit-down banking. 800-642-0039 Sterling Heights 586-803-1180 586-268-3230 Taylor 313-299-0186 Pontiac 248-475-0696 Troy 248-312-5400 248-288-6559 248-435-0059 Rochester 248-652-9792 Waterford 248-674-1380 We'll meet you anywhere, anytime for a home loan. 888-LOAN-FS B Roseville 586-778-8043 Cr LENDER Offer subject to change without notice. *Upon expiration of the free 6 month bill payment period, a monthly fee of $2.95 will be assessed to your checking account if you choose to continue the service. **$50 minimum balance requirement and other terms may apply. A service charge of $5 will be imposed every statement cycle if balance falls below $500 any day of the cycle. ***Credit applications/mortgage pre-approval subject to qualifying terms and conditions. Flagstar customer must obtain mortgage profile to receive $250 off closing cost. $250 credited at closing. MEMBER FDIC - - 1 0/ 11 2002 49