While you're giving him every advantage..
earn generous tax advantages for yourself.
Invest today in the 529 plan with a Michigan tax deduction.
The question isn't whether you'll help fund your child's college education. The question is how. With MESP, Michigan's 529 College Savings Program, there is the advantage of a state
tax deduction of up to $.10,000 a year for joint filers ($5,000 a year for an individual).
MESP features a Guaranteed Option* (which insures the program a minimum interest rate of 3% plus the opportunity for additional returns) and a variety of other investment
choices. To make MESP even better, you'llipay no Michigan or federal** income taxes when you withdraw the money to pay for qualified college expenses.
ENROLL ONLINE .
.
www.misavesscom
1 -877-861 -NI ESP (6377)
Guaranteed Option is invested in a Funding Agreement that is backed by the claims paying ability of TIAA-CREF Life Insurance Company.
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taw allowing federal tax-free wafted withdrawals is at to expire on December 31, 2010. Congress may or may not extend the law beyond this date.
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Michigan Education Savings Program
Read the Disclosure Booklet before opening an account Principal and investment returns are not guaranteed or insured and will fluctuate. Teachers Personal Investors Services, Inc., distributor.
If you are not a Michigan resident or if you have taxable income in another slate. consider whether that other state offers a 529 plan with favorable state income tax or the benefits not available to you if you invest in MESP.
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• 0 APY*
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$10,000 to $49,999
$2,500 to $9,999
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APY
3.00%
2.50%
1.00%
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to your Fifth Third Investment Representative today.
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*Minimum $10,000 in brokerage account. Annual Percentage Yield (APY1 accurate as of 811402. Rates may change after account is opened. Fees may reduce earnings.
Offer applies to new checking accounts only when opened with money not on deposit at Fifth Third Bank. Accounts closed within 180 days of account opening will
be charged $25.° Offer subject to change. Fifth Third and Fifth Third Bank are registered service marks of Fifth Third Bancorp. Member FDIC.
"Assets under management include accounts managed by Fifth Third Bank and other affiliates of Fifth Third Asset Management, Inc.
Investment products offered through Fifth Third Securities, Inc., Member NASDISIPC:
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Are Not FDIC Insured I Offer No Bank Guarantee I
May Lose Value
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