LOOKING FOR A UNIQUE VOLUNTEER OPPORTUNITY? Jewish Home & Aging Services invites you to attend a VOLUNTEER TRAINING PROGRAM. Volunteers who participate in this training can choose to volunteer for the JEWISH HOME & AGING SERVICES JEWISH COMMUNITY CHAPLAINCY PROGRAM or GUARDIANSHIP PROGRAM. The JEWISH COMMUNITY CHAPLAINCY PROGRAM provides religious, cultural and practical, support to frail Jewish older adults throughout Detroit. GUARDIANSHIP VOLUNTEERS provides religious, cultural and practical, support to Jewish adults served by the JHAS Guardianship Program. Session Topics Includes • • • • The Impact of Institutionalization Profile of a Care Facility Resident Coping With Loss, Death and Dying How to Enhance the Jewish Care Experience: The Parachaplain's Role The Guardianship Volunteer's Role Tuesday, October 8, 7:00 - 9:00 p.m. Tuesday, October 15, 7:00 9:00 p.m. Tuesday, October 22, 7:00 9:00 p.m. — — Tuesday, October 29, 7:00 - 9:00 p.m. All sessions wal be held at: Fleischman Residence/Blumberg Plaza 6710 West Maple Road, West Bloomfield (located on the Eugene and Marcia Applebaum Jewish Community Campus) 11 tit I JEWISH HOME & Register before Friday, October 4, 2002 Shirley Jarcaig, MSW, Chaplaincy Coordinator, 248-661-2999, Ext. 300 The Agencies of the Jewish Federation ELDE LIN AGING SFINICES 655a00 While you're giving him every advantage... earn generous tax advantages for yourself. Invest today in the 529 plan with a Michigan tax deduction. The question isn't whether you'll help fund your child's college education. The question is how. With MESP, Michigan's 529 College Savings Program, there is the advantage of a state tax deduction of up to $10,000 a year for joint filers ($5,000 a year for an individual). MESP features a Guaranteed Option* (which insures the program a minimum interest rate of 3% plus the opportunity for additional returns) and a variety of other investment choices. To make MESP even better; you'll pay no - Michigan or federal** income taxes when you withdraw the money to pay for qualified college expenses. ENROLL ONLINE 9/20 2002 10 TIAA CREF www.misaves.com 1-877-861-MESP (6377) The Guaranteed Option Is invested in a Funding Agreement that is backed by the claims paying ability of TIAA-CREF Lae Insurance Company. law allowing federal tax-free qualified withdrawals is set to expire on December 31, 2010. Congress may or may not extend the law beyond this date. —The Read the Disclosure Booklet before opening an account. Principal and investment returns are not guaranteed or insured and will fluctuate. Teachers Personal Investors Services, Inc.. distributor. If you are not a Michigan resident or II you have taxable income in another state. consider whether that other state offers a 529 plan with favorable state income tax or other benefits not available to you it you invest in MESP Michigan Education Savings Prtigram