Do Your Money a Favor. The more you save... the more you earn. "People bought 'art on a stick' ini- tially because it was colorful and fun and could stick in their gardens," says Anne Kuffler, gallery owner. "People are going into much more complex things like tiles and foun- tains and sculpture. They are spend- ing more time in their gardens and more time at home and so they are trying to beautify the area they live in." In fact, forecasters note that Americans may be staying closer to home this year rather than traveling, in the wake of the events of Sept. 11. To that end, they may try to make their homes more vacation-like, says a March 16 Detroit News article. To do that, Kathy Levy, owner of Rated (G) gift shop in Southfield, advises hanging wind chimes above the patio or purchasing a birdhouse or outdoor angel. "Animals are very big, as are water- ing cans and wooden flowers or a dec- orative thermometer," suggests Levy. "Sometimes, people decorate more on the inside of their home for what other people are going to think," she notes. "They decorate the outside for themselves." What else is hot this season? Vintage cotton rugs (www.woodard- weave.com), big brass thermometers (www.conantcustombrass.com ), bird- houses (www.birdhousebrokerage.com ) and functional containers. Brodsky recommends decorative cache pots or ornate, concrete and limestone con- tainers. Yedinak, of Detroit Garden Works, found glazed French pottery in Europe. "It's got gloss and a sheen rather than a dull terracotta pot," he notes. It also has color — blues and yel- lows and greens. "If you're looking to intensify color, this is one way to do it," says Yedinak. Ultimately, homeowners should "trust [their] instincts, and go for things [they] love. Some hot trends • fizzle out quickly." "I can't express enough why the outside is important," says Rated (G)'s Levy. "People want to be back to nature, feel like they're part of it. You don't have to have a swimming pool to be outside." ❑ 2 so High yield interest rates Compounded monthly ✓ Six monthly withdrawals allowed. up to three by check • APY* Account balances .1850.000 plus I Insured by the FDIC Account balances of S25.000 to 849.999 /Add to your account at any time Annual Percentage Yield is effective as of April 30. 2002. and applies to account balances of S50.000 - plus. 3.25 2 ;,LNPY applies to account balances of S25.000' to $49.999'. I.75 APY applies to account bakuices of $2.500' to 824.999.99. applies to account balances below 82,499.99. All' balance falls below S2.500=. a S7.50 monthly statement fee applies to account balances under $2.500. Kates subject to ch.mge without notice. Any. fees incurred wIll'reduce your eartiln!,;s. If you're looking for a place to invest your money, check out the financial advantages of our Michigan Heritage Bank "Premier" Money Market account. Call us today. 1 (800) 914-3524 www.miheritage.com rrfrOrit Novi 21211 Haggerty Rd. North of 8 Mile (888) 437-8243 Troy 1917 East Big Beaver At John R. Rd. (248) 619-0264 FDIC Insured Farmington Hills 28300 Orchard Lake Rd. Suite 101 (800) 914-3524 MICHIGAN HERITAGE Let us lend a hand sk'n Skin th Care etics Spa MIK SIM =II ME ut Yourself! NM MIN 111•11 MN OM 111111 Get Waxed! 5000FF ay* 4•0 (including Brazilian Bikini Wax) I I ma nu Iwo um or Am ow um NM arl• MI MIN NM your first Cellex C Facial i t Must present coupon. Offer expires 6/15/02 MIMI Rejuvenate! 500 F F '1 any body waxing treatment I I - ti Must present coupon. Offer expires 6115/02 MIMI IMO 11111111 MN MN MN NM MI sina FREE PHONE CONSULTATION • Botox Parties • Laser Hair Removal • Cellex C Products • Custom Gift Certificates Available • Microdermabrasion 6241 Orchard Lake Rd • Sugar Tree Plaza • West Big Summer Pleasures/2002 ,n1 9