GLOBE MIDWEST/ADJUSTERS INTERNATIONAL PUBLIC ADJUSTERS/LOSS CONSULTANTS W hen disaster strikes, they work for the policyholder to achieve a fair and timely insurance settlement Globe Midwest/Adjusters International (GM/AI) is Allen Gross, President one of the nation's oldest and largest public adjusting corn- panies. Working with property owners, insurance agents and other professionals, Globe Midwest works as the owner's advocate to help prepare and settle their claims equitably and quickly. Their expertise has been utilized nationwide. From hurricanes in Florida and earthquakes in California to flood- ing in the Mississippi River valley, the Southfield-based Globe Midwest Corp. assists the property owner in collecting a maximum settlement from their insurance companies. Typical claims handled by them include losses to buildings, inventory, machinery, contents, fixtures, equipment, business-interruption loss- es, extra expenses and any types of claims cov- ered by the property insurance policy. Allen Gross, president, and Robert Levin, CEO, are the next-generation partners of Globe Midwest. They are "hands-on" managers, often setting up temporary offices on site in the aftermath of major disasters. "Due to our many years of experience, we know what to look for and how to assess the damage in accordance with an insurance policy, Gross said. "On behalf of the owner, we then apply our findings into an amount of loss and attempt to fit the claim into the available cover- age. Our intent is to make sure the insured is made whole and recov- ers their entire loss." Recently, Globe Midwest was retained by the Jewish News to help assess their losses, prepare the submission of a claim to the insurance company and arrive at a settlement. This included taking a physical inventory of everything damaged or lost in the Jan. 27 fire at their offices in Southfield. "In the midst of starting over, including setting up temporary offices, we came in to take a lot of the burden off the staff," Levin said. In fact, Levin and Michael Ledger of the firm are repre- senting the Jewish News' Robert Levin, CEO interests, on such issues as establishing immediate and long-term goals, accounting, asset evaluation and the interpretation and application of the insurance policy All items will be included in the claim presentation to the insurance company. Levin said his company's work will not end until the Jewish News is in its permanent home and the entire claim is concluded. Globe Midwest also assists owners in their attempt to prevent uninsured tragedies from occurring. Gross and Levin are also consult- ants in property insurance matters, giving advice on catastrophe planning and the type of coverage an owner may require, which includes deciphering the "fine print" in insurance poli- cies. Part of that planning includes what to do in the event of a disaster or catastrophic event. "People sometimes don't know what they are entitled to," Gross said. "We represent people in the preparation of their claims and in dealing with the insurance company. We also work to expedite the settlement process." "In today's society, we are the only experienced advocate an insured can rely upon when a loss occurs," Levin adds. Gross and Levin are both past presidents of the National Association of Public Adjusters. Globe Midwest/Adjusters International is located at 25800 Northwestern Highway, Suite 885, in Southfield. They're open 8 a.m. to 5 p.m. weekdays, with claims taken around the clock. The compa- ny operates branch offices in Chicago and Grand Rapids, with affiliat- ed offices throughout the U.S. For information, call (248) 352-2100 or (800) 445-1554, or visit their Web site at www.globemw-ai.com When disaster strikes, they work for the p olicyholder to achieve fair and timely insurance s ettlement. " Advertisement 4/12 2002 5