his mitzvah project, Joshua worked at Yad Ezra in Berkley. Joshua Louis Saginaw, son of Sheryl and Dr. Steven Saginaw and brother of David, Jamie and Greg, will become a bar mitzvah at Temple Israel on Friday, March 8. His proud grandparents are Judith and Gerald Saginaw and Dolores and Donald Walters. When not attend- ing Bloomfield Hills Middle School, Joshua can be found skateboarding, snowboarding, mountain biking, playing football, hockey or fantasy football. His mitzvah projects included donations to the Israeli Solidarity Fund and volun- teering at Yad Ezra in Berkley. Shayna Fay Wolk, daughter of Barbara and Steve Wolk and sister of Jay, will read from the Torah as she becomes a bat mitzvah Saturday, March 9, at Temple Israel. She is the grandchild of Rita and Arnold Faudman and Gloria and Sam Wolk. Swimming, danc- ing and the comput- er are some of Shayna's interests. She attends Dunckel Middle School in Farmington Hills. Her most meaningful mitzvah project was cooking for the homeless and she donated to the Spina Bifida Association. Hayli Rae Ziegler will read from the Torah on the occasion of her bat mitz- vah at Temple Israel on Saturday, March 9. Her parents are Wendy and Andrew Ziegler and her brother is Mikael. She is the grandchild of Lynne and Richard Ziegler and Lana and Jerry Zawaski. Also sharing in the simchah will be great-grandparents Sylvia and Lyle Leeds and Avis Derry. Hayli attends Abbott Middle School in West Bloomfield, where she is a cheerleader. Her other interests are snow- and water- skiing, swimming, fishing and attending camp. As part of her mitzvah project, she found it very meaningful to volun- teer at JARC. ... A RETIREMENT COMMUNITY THAT WON'T CRAMP YOUR STYLE Who says moving to a retirement community means giving • up space? At The Heritage you can select from a variety of spacious apartment plans. Every style is fully equipped with everything you need. There is no endowment fee, and the For more information or a personal tour please call The Heritage Rental Retirement community Monthly Rates offers Independent Living and Assisted Living. Starting at $1,995! 25800 Eleven Mile Road, Southfield, MI 48034 Looking to save money on your checking account? Check out the money saving advantages of Michigan Heritage Bank's Totally FREE Checking Ef Plus! Bring in this ad to receive a FREE 27-piece home tool set as an extra bonus when you open your new "Totally FREE"Checking Account. g Check Out These Advantages: E' Unlimited Check Writing g First Box of Checks Free g No Minimum Balance g FREE! ATM Access Card . FREE! Telephone Banking This handy home tool set, with bonus 85 piece fastener kit, includes pliers, utility knife, tape measure, bit driver with 10 bits, 3 piece screwdriver, 4 piece hex key set, scissors and hammer all in a sturdy storage/carrying case. Retail value $19.95. While supplies last. g No 'fransaction Fees C No Monthly Service Charges A minimum deposit of $100 is required to open an MHB Totally FREE Checking account. All checking account plans and interest rates are subject to change. Account must be open for a minimum of six months. FDIC 1c2 11.1Wed Novi 21211 Haggerty Rd. North of 8 Mile Troy 1917 East Big Beaver At John R. Rd. Farmington Hills 28300 Orchard Lake Rd. Suite 101 (888) 437-8243 (248) 619-0264 (800) 914-3524 IIIC 3/8 2002 IG Icnd a hand 45